Lenders › Saygo Home Loans, LLC › Oregon
Saygo Home Loans, LLC in Oregon
HMDA record for properties in Oregon, calendar year 2024. National record · Oregon overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Saygo Home Loans, LLC's 2024 HMDA record for Oregon covers 115 applications, 23 of them originated, worth $7.9m.
Its denial rate in the state was 3.6%, below the Oregon rate of 20.6% across all lenders and compared with the lender's national rate of 12.8%.
Compared with the state and the lender's national record
| Measure | In Oregon | Oregon, all lenders | Saygo Home Loans, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 3.6% | 20.6% | 12.8% | 24.3% |
| Median rate spread, pp | — | 0.4 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | — | 16.0% | 0.8% | 15.6% |
| Average originated loan | — | $354k | $335k | $329k |
| Home purchase share | 0.0% | 53.8% | 1.6% | 57.0% |
| FHA-insured share | 8.7% | 11.9% | 22.0% | 13.4% |
| VA-guaranteed share | 43.5% | 6.7% | 34.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOregon, all lenders
Loan purpose and loan type in Oregon
By purpose
Refinancing 39% (9)Cash-out refinancing 61% (14)
By type
Conventional 48% (11)FHA 9% (2)VA 43% (10)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Oregon
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Saygo Home Loans, LLC originate in Oregon in 2024?
23 loans totalling $7.9m, from 115 applications reported for properties in Oregon.
What is Saygo Home Loans, LLC's denial rate in Oregon?
3.6% of decided applications in Oregon were denied, against 20.6% for all lenders in the state and 12.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Oregon counties does Saygo Home Loans, LLC lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oregon. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.