Saygo Home Loans, LLC reported 99 applications for homes in Pennsylvania in the HMDA data of 2025.
It originated 22 loans in the state in 2025, for $6.5 million in total.
The median interest rate of these loans in 2025 was 5.438%, and the median of all lenders in Pennsylvania was 6.500%.
The median total loan costs in 2025 were $19,169, and the state median was $6,390.
It denied 18.5% of the applications that it decided in the state in 2025, and the state denial rate was 22.2%.
Filed figures of Saygo Home Loans, LLC in Pennsylvania, 2025
Figure
In PA
Lender, all states
PA, all lenders
Applications
99
2,469
447,498
Loans originated
22
676
272,809
Median interest rate
5.438%
5.500%
6.500%
Median total loan costs
$19,169
$20,679
$6,390
Denial rate
18.5%
23.8%
22.2%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Saygo Home Loans, LLC in Pennsylvania, 2025Each value has the median of all lenders in Pennsylvania under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in PA
22
5.438%PA 6.500%
$19,169PA $6,390
$12,043PA $1,910
$10,770PA $2,227
n/aPA $500
0.133PA 0.232
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.133 percentage points above the average prime offer rate. On a loan of $300,000, that is about $399 more a year, or $33 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Pennsylvania. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Saygo Home Loans, LLC were in Pennsylvania in 2025?
22 of its loans originated, out of 676 in all states. That is 3.3%.
Which loan types did Saygo Home Loans, LLC originate in Pennsylvania in 2025?
9 conventional, 8 FHA and 5 VA.
How did the applications of Saygo Home Loans, LLC in Pennsylvania change from 2024 to 2025?
It reported 136 applications in 2024 and 99 in 2025.
What share of the applications in Pennsylvania did Saygo Home Loans, LLC report in 2025?
0.0%: 99 out of 447,498 applications of all lenders in the state.