Lenders › Saygo Home Loans, LLC › South Carolina
Saygo Home Loans, LLC in South Carolina
HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In South Carolina, Saygo Home Loans, LLC reported 127 applications and 16 originations for 2024, $4.7m in all.
Rates are withheld: fewer than 25 applications.
Compared with the state and the lender's national record
| Measure | In South Carolina | South Carolina, all lenders | Saygo Home Loans, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | — | 25.2% | 12.8% | 24.3% |
| Median rate spread, pp | — | 0.3 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | — | 15.5% | 0.8% | 15.6% |
| Average originated loan | — | $296k | $335k | $329k |
| Home purchase share | 0.0% | 62.8% | 1.6% | 57.0% |
| FHA-insured share | 25.0% | 16.5% | 22.0% | 13.4% |
| VA-guaranteed share | 25.0% | 12.9% | 34.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateSouth Carolina, all lenders
Loan purpose and loan type in South Carolina
By purpose
Refinancing 38% (6)Cash-out refinancing 63% (10)
By type
Conventional 50% (8)FHA 25% (4)VA 25% (4)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in South Carolina
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Saygo Home Loans, LLC originate in South Carolina in 2024?
16 loans totalling $4.7m, from 127 applications reported for properties in South Carolina.
What is Saygo Home Loans, LLC's denial rate in South Carolina?
Withheld: fewer than 25 applications.
Which South Carolina counties does Saygo Home Loans, LLC lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.