Lender Register
HMDA year on file2025
Name of the lender

Bridgeway Lending Partners, LLC in CaliforniaMortgage rates, total loan costs and denial rate for homes in California, 2025

HMDA year2025
Head office
Cypress, CA
Reporting agency
Consumer Financial Protection Bureau (CFPB)
Legal Entity Identifier (LEI)

Bridgeway Lending Partners, LLC reported 595 applications for homes in California in the HMDA data of 2025.

It originated 391 loans in the state in 2025, for $265 million in total.

The median interest rate of these loans in 2025 was 6.875%, and the median of all lenders in California was 6.375%.

The median total loan costs in 2025 were $14,887, and the state median was $8,053.

It denied 5.0% of the applications that it decided in the state in 2025, and the state denial rate was 22.4%.

Filed figures of Bridgeway Lending Partners, LLC in California, 2025
FigureIn CALender, all statesCA, all lenders
Applications5951,2281,018,191
Loans originated391801572,268
Median interest rate6.875%6.875%6.375%
Median total loan costs$14,887$12,361$8,053
Denial rate5.0%5.4%22.4%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in CA

Pricing medians of Bridgeway Lending Partners, LLC in California, 2025Each value has the median of all lenders in California under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in CA2646.875%CA 6.375%$14,887CA $8,053$10,406CA $2,357$2,005CA $3,758$3,890CA $1,5350.606CA 0.082

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.606 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,818 more a year, or $152 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in California by the action taken
Action takenRecordsShare
1Loan originated39165.7%
2Application approved but not accepted61.0%
3Application denied213.5%
4Application withdrawn by applicant17629.6%
5File closed for incompleteness10.2%
6Purchased loan00.0%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in California by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional5953915.0%

Counties in California

Counties of Bridgeway Lending Partners, LLC in California with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Los Angeles County227149$111 million7.4%
Orange County15195$69.3 million4.8%
Riverside County3927$13.0 million0.0%
San Bernardino County3521$12.8 millionn/a
San Diego County3018$12.1 millionn/a

Figures by year

Bridgeway Lending Partners, LLC in California by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025595391$265 million6.875%$14,8875.0%
2024n/an/an/an/an/an/a
2023n/an/an/an/an/an/a
2022n/an/an/an/an/an/a

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Bridgeway Lending Partners, LLC in California, 2025", https://lenderregister.com/lender/9845007cy0ec0f59w414-bridgeway-lending-partners-llc/ca/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in California. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Bridgeway Lending Partners, LLC were in California in 2025?
391 of its loans originated, out of 801 in all states. That is 48.8%.
In which counties of California did Bridgeway Lending Partners, LLC originate the most loans in 2025?
The three with the most loans were Los Angeles County (149), Orange County (95) and Riverside County (27).
Which loan types did Bridgeway Lending Partners, LLC originate in California in 2025?
All its loans in the state were of one type: 391 conventional.
What share of the applications in California did Bridgeway Lending Partners, LLC report in 2025?
0.1%: 595 out of 1,018,191 applications of all lenders in the state.