Lender Register
HMDA year on file2025
Name of the lender

First American Mortgage, LLC in OklahomaMortgage rates, total loan costs and denial rate for homes in Oklahoma, 2025

HMDA year2025
Head office
Yukon, OK
Reporting agency
Federal Reserve System (FRS)
Legal Entity Identifier (LEI)

First American Mortgage, LLC reported 199 applications for homes in Oklahoma in the HMDA data of 2025.

It originated 160 loans in the state in 2025, for $42.4 million in total.

The median interest rate of these loans in 2025 was 6.495%, and the median of all lenders in Oklahoma was 6.500%.

The median total loan costs in 2025 were $4,364, and the state median was $6,206.

It denied 3.0% of the applications that it decided in the state in 2025, and the state denial rate was 22.9%.

Filed figures of First American Mortgage, LLC in Oklahoma, 2025
FigureIn OKLender, all statesOK, all lenders
Applications199203140,899
Loans originated16016279,051
Median interest rate6.495%6.495%6.500%
Median total loan costs$4,364$4,364$6,206
Denial rate3.0%3.0%22.9%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in OK

Pricing medians of First American Mortgage, LLC in Oklahoma, 2025Each value has the median of all lenders in Oklahoma under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in OK1606.495%OK 6.500%$4,364OK $6,206$1,050OK $1,879$2,808OK $2,068$68OK $2340.166OK 0.258

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.166 percentage points above the average prime offer rate. On a loan of $300,000, that is about $498 more a year, or $42 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Oklahoma by the action taken
Action takenRecordsShare
1Loan originated16080.4%
2Application approved but not accepted00.0%
3Application denied52.5%
4Application withdrawn by applicant3316.6%
5File closed for incompleteness10.5%
6Purchased loan00.0%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in Oklahoma by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional114932.1%
FHA-insured66523.7%
VA-guaranteed1411n/a
USDA Rural Housing Service or Farm Service Agency guaranteed54n/a

Counties in Oklahoma

Counties of First American Mortgage, LLC in Oklahoma with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Canadian County7863$17.7 million0.0%
Oklahoma County6955$13.8 million1.8%

Figures by year

First American Mortgage, LLC in Oklahoma by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025199160$42.4 million6.495%$4,3643.0%
2024n/an/an/an/an/an/a
2023n/an/an/an/an/an/a
2022n/an/an/an/an/an/a

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "First American Mortgage, LLC in Oklahoma, 2025", https://lenderregister.com/lender/984500b8f043af564b98-first-american-mortgage-llc/ok/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Oklahoma. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of First American Mortgage, LLC were in Oklahoma in 2025?
160 of its loans originated, out of 162 in all states. That is 98.8%.
In which counties of Oklahoma did First American Mortgage, LLC originate the most loans in 2025?
The three with the most loans were Canadian County (63) and Oklahoma County (55).
Which loan types did First American Mortgage, LLC originate in Oklahoma in 2025?
93 conventional, 52 FHA, 11 VA and 4 USDA.
What share of the applications in Oklahoma did First American Mortgage, LLC report in 2025?
0.1%: 199 out of 140,899 applications of all lenders in the state.