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Beeline Loans, Inc. in Arizona

HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview

LEI 984500F03B9034CQB904
Reporting agency Department of Housing and Urban Development
State Arizona

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Beeline Loans, Inc.'s 2024 HMDA record for Arizona covers 101 applications, 1 of them originated, worth $395k.

Its denial rate in the state was 95.7%, above the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 84.8%.

Applications in the state were up 51% on 2023.

101applications in AZ, 20242.2% of the lender's total
1loans originated$395k
95.7%denial rateAZ all lenders 22.2%
—median rate spreadAZ 0.3 pp

Compared with the state and the lender's national record

MeasureIn ArizonaArizona, all lendersBeeline Loans, Inc., all statesUnited States
Denial rate95.7%22.2%84.8%24.3%
Median rate spread, pp—0.30.30.3
Originations with spread of 1.5 pp or more—16.7%8.7%15.6%
Average originated loan—$353k$322k$329k
Home purchase share0.0%55.6%29.1%57.0%
FHA-insured share0.0%17.9%0.0%13.4%
VA-guaranteed share0.0%9.6%0.9%7.9%

Trend by year

ApplicationsOriginations

050.51012022: 99 Applications2023: 67 Applications2024: 101 Applications2022: 20 Originations2023: 1 Originations2024: 1 Originations202220232024
Beeline Loans, Inc. in Arizona: applications and originations, 2022–2024

This lender in stateArizona, all lenders

0%47.9%95.7%2022: 33.3% This lender in state2024: 95.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arizona

By purpose

Cash-out refinancing 100% (1)

By type

Conventional 100% (1)

Denial reasons as coded

Collateral62.2%
Credit history28.9%
Debt-to-income ratio4.4%
Insufficient cash (downpayment, closing costs)2.2%
Credit application incomplete2.2%
Employment history0%
Unverifiable information0%
Mortgage insurance denied0%
Other0%

Share of 45 denials in Arizona by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arizona

CountyApplicationsOriginationsAmountDenial rate
Maricopa County671$395k96.6%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Beeline Loans, Inc. originate in Arizona in 2024?

1 loans totalling $395k, from 101 applications reported for properties in Arizona.

What is Beeline Loans, Inc.'s denial rate in Arizona?

95.7% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 84.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arizona counties does Beeline Loans, Inc. lend in most?

By originations: Maricopa County (1).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.