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Beeline Loans, Inc. in Georgia

HMDA record for properties in Georgia, calendar year 2024. National record · Georgia overview

LEI 984500F03B9034CQB904
Reporting agency Department of Housing and Urban Development
State Georgia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Georgia, Beeline Loans, Inc. reported 297 applications and 17 originations for 2024, $4.9m in all.

Its denial rate in the state was 87.6%, above the Georgia rate of 26.9% across all lenders and compared with the lender's national rate of 84.8%.

Applications in the state were up 58% on 2023.

297applications in GA, 20246.3% of the lender's total
17loans originated$4.9m
87.6%denial rateGA all lenders 26.9%
—median rate spreadGA 0.4 pp

Compared with the state and the lender's national record

MeasureIn GeorgiaGeorgia, all lendersBeeline Loans, Inc., all statesUnited States
Denial rate87.6%26.9%84.8%24.3%
Median rate spread, pp—0.40.30.3
Originations with spread of 1.5 pp or more—17.5%8.7%15.6%
Average originated loan—$313k$322k$329k
Home purchase share17.6%57.0%29.1%57.0%
FHA-insured share0.0%18.3%0.0%13.4%
VA-guaranteed share0.0%11.6%0.9%7.9%

Trend by year

ApplicationsOriginations

0148.52972022: 150 Applications2023: 188 Applications2024: 297 Applications2022: 27 Originations2023: 14 Originations2024: 17 Originations202220232024
Beeline Loans, Inc. in Georgia: applications and originations, 2022–2024

This lender in stateGeorgia, all lenders

0%43.8%87.6%2022: 49.2% This lender in state2023: 77.2% This lender in state2024: 87.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Georgia

By purpose

Home purchase 18% (3)Refinancing 24% (4)Cash-out refinancing 59% (10)

By type

Conventional 100% (17)

Denial reasons as coded

Collateral53.7%
Credit history30.6%
Debt-to-income ratio10.4%
Insufficient cash (downpayment, closing costs)3%
Unverifiable information1.5%
Other0.7%
Employment history0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 134 denials in Georgia by first denial reason coded (outlined bar: all lenders in the state).

Counties in Georgia

CountyApplicationsOriginationsAmountDenial rate
Fulton County342$800k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Beeline Loans, Inc. originate in Georgia in 2024?

17 loans totalling $4.9m, from 297 applications reported for properties in Georgia.

What is Beeline Loans, Inc.'s denial rate in Georgia?

87.6% of decided applications in Georgia were denied, against 26.9% for all lenders in the state and 84.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Georgia counties does Beeline Loans, Inc. lend in most?

By originations: Fulton County (2).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Georgia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.