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Beeline Loans, Inc. in Ohio

HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview

LEI 984500F03B9034CQB904
Reporting agency Department of Housing and Urban Development
State Ohio

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Beeline Loans, Inc.'s 2024 HMDA record for Ohio covers 256 applications, 23 of them originated, worth $4.1m.

Its denial rate in the state was 81.3%, above the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 84.8%.

Applications in the state were up 35% on 2023.

256applications in OH, 20245.5% of the lender's total
23loans originated$4.1m
81.3%denial rateOH all lenders 23.5%
—median rate spreadOH 0.5 pp

Compared with the state and the lender's national record

MeasureIn OhioOhio, all lendersBeeline Loans, Inc., all statesUnited States
Denial rate81.3%23.5%84.8%24.3%
Median rate spread, pp—0.50.30.3
Originations with spread of 1.5 pp or more—17.7%8.7%15.6%
Average originated loan—$218k$322k$329k
Home purchase share34.8%51.7%29.1%57.0%
FHA-insured share0.0%12.3%0.0%13.4%
VA-guaranteed share4.3%5.9%0.9%7.9%

Trend by year

ApplicationsOriginations

01282562022: 102 Applications2023: 190 Applications2024: 256 Applications2022: 13 Originations2023: 16 Originations2024: 23 Originations202220232024
Beeline Loans, Inc. in Ohio: applications and originations, 2022–2024

This lender in stateOhio, all lenders

0%40.6%81.3%2022: 57.9% This lender in state2023: 75.3% This lender in state2024: 81.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Ohio

By purpose

Home purchase 35% (8)Refinancing 9% (2)Cash-out refinancing 57% (13)

By type

Conventional 96% (22)VA 4% (1)

Denial reasons as coded

Collateral56.6%
Credit history29.2%
Debt-to-income ratio10.6%
Unverifiable information1.8%
Insufficient cash (downpayment, closing costs)0.9%
Other0.9%
Employment history0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 113 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).

Counties in Ohio

CountyApplicationsOriginationsAmountDenial rate
Cuyahoga County533$605k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Beeline Loans, Inc. originate in Ohio in 2024?

23 loans totalling $4.1m, from 256 applications reported for properties in Ohio.

What is Beeline Loans, Inc.'s denial rate in Ohio?

81.3% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 84.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Ohio counties does Beeline Loans, Inc. lend in most?

By originations: Cuyahoga County (3).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.