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Beeline Loans, Inc. in South Carolina

HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview

LEI 984500F03B9034CQB904
Reporting agency Department of Housing and Urban Development
State South Carolina

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In South Carolina, Beeline Loans, Inc. reported 119 applications and 8 originations for 2024, $2.0m in all.

Its denial rate in the state was 83.7%, above the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 84.8%.

Applications in the state were up 61% on 2023.

119applications in SC, 20242.5% of the lender's total
8loans originated$2.0m
83.7%denial rateSC all lenders 25.2%
—median rate spreadSC 0.3 pp

Compared with the state and the lender's national record

MeasureIn South CarolinaSouth Carolina, all lendersBeeline Loans, Inc., all statesUnited States
Denial rate83.7%25.2%84.8%24.3%
Median rate spread, pp—0.30.30.3
Originations with spread of 1.5 pp or more—15.5%8.7%15.6%
Average originated loan—$296k$322k$329k
Home purchase share12.5%62.8%29.1%57.0%
FHA-insured share0.0%16.5%0.0%13.4%
VA-guaranteed share0.0%12.9%0.9%7.9%

Trend by year

ApplicationsOriginations

059.51192022: 62 Applications2023: 74 Applications2024: 119 Applications2022: 9 Originations2023: 5 Originations2024: 8 Originations202220232024
Beeline Loans, Inc. in South Carolina: applications and originations, 2022–2024

This lender in stateSouth Carolina, all lenders

0%41.9%83.7%2022: 48% This lender in state2023: 79.4% This lender in state2024: 83.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in South Carolina

By purpose

Home purchase 13% (1)Refinancing 25% (2)Cash-out refinancing 63% (5)

By type

Conventional 100% (8)

Denial reasons as coded

Collateral53.7%
Credit history36.6%
Debt-to-income ratio7.3%
Other2.4%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 41 denials in South Carolina by first denial reason coded (outlined bar: all lenders in the state).

Counties in South Carolina

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Beeline Loans, Inc. originate in South Carolina in 2024?

8 loans totalling $2.0m, from 119 applications reported for properties in South Carolina.

What is Beeline Loans, Inc.'s denial rate in South Carolina?

83.7% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 84.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which South Carolina counties does Beeline Loans, Inc. lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.