Lenders › PNC Bank N.A. › Colorado
PNC Bank N.A. in Colorado
HMDA record for properties in Colorado, calendar year 2024. National record · Colorado overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Colorado, PNC Bank N.A. reported 1,203 applications and 566 originations for 2024, $534m in all.
Its denial rate in the state was 34.7%, above the Colorado rate of 21.6% across all lenders and compared with the lender's national rate of 35.4%.
The median rate spread on its Colorado originations was 0.9 percentage points (state median 0.3).
Applications in the state were down 23% on 2023.
Compared with the state and the lender's national record
| Measure | In Colorado | Colorado, all lenders | PNC Bank N.A., all states | United States |
|---|---|---|---|---|
| Denial rate | 34.7% | 21.6% | 35.4% | 24.3% |
| Median rate spread, pp | 0.9 | 0.3 | 0.9 | 0.3 |
| Originations with spread of 1.5 pp or more | 26.1% | 14.7% | 29.2% | 15.6% |
| Average originated loan | $943k | $416k | $309k | $329k |
| Home purchase share | 23.3% | 55.7% | 21.0% | 57.0% |
| FHA-insured share | 0.0% | 12.3% | 1.0% | 13.4% |
| VA-guaranteed share | 0.5% | 9.7% | 0.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateColorado, all lenders
Loan purpose and loan type in Colorado
By purpose
Home purchase 23% (132)Home improvement 30% (167)Refinancing 20% (113)Cash-out refinancing 2% (14)Other purpose 25% (140)
By type
Conventional 99% (563)VA 1% (3)
Denial reasons as coded
Share of 313 denials in Colorado by first denial reason coded (outlined bar: all lenders in the state).
Counties in Colorado
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 161 | 77 | $109m | 35.2% |
| Adams County | 181 | 71 | $34m | 46.4% |
| Denver County | 146 | 69 | $21m | 35.2% |
| Douglas County | 131 | 62 | $20m | 31.6% |
| Jefferson County | 127 | 61 | $105m | 32.3% |
| El Paso County | 85 | 41 | $8.1m | 29.0% |
| Weld County | 74 | 38 | $33m | 26.8% |
| Larimer County | 69 | 36 | $100m | 34.5% |
| Boulder County | 68 | 34 | $58m | 33.3% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did PNC Bank N.A. originate in Colorado in 2024?
566 loans totalling $534m, from 1,203 applications reported for properties in Colorado.
What is PNC Bank N.A.'s denial rate in Colorado?
34.7% of decided applications in Colorado were denied, against 21.6% for all lenders in the state and 35.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Colorado counties does PNC Bank N.A. lend in most?
By originations: Arapahoe County (77), Adams County (71), Denver County (69), Douglas County (62), Jefferson County (61).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Colorado. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.