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PNC Bank N.A. in New Hampshire

HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview

LEI AD6GFRVSDT01YPT1CS68
Reporting agency Consumer Financial Protection Bureau
State New Hampshire

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In New Hampshire, PNC Bank N.A. reported 108 applications and 48 originations for 2024, $11m in all.

Its denial rate in the state was 36.4%, above the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 35.4%.

The median rate spread on its New Hampshire originations was 0.7 percentage points (state median 0.4).

Applications in the state were about level with 2023.

108applications in NH, 20240.1% of the lender's total
48loans originated$11m
36.4%denial rateNH all lenders 22.8%
0.7 ppmedian rate spreadNH 0.4 pp

Compared with the state and the lender's national record

MeasureIn New HampshireNew Hampshire, all lendersPNC Bank N.A., all statesUnited States
Denial rate36.4%22.8%35.4%24.3%
Median rate spread, pp0.70.40.90.3
Originations with spread of 1.5 pp or more29.8%15.9%29.2%15.6%
Average originated loan$233k$320k$309k$329k
Home purchase share12.5%46.9%21.0%57.0%
FHA-insured share0.0%7.2%1.0%13.4%
VA-guaranteed share0.0%5.7%0.4%7.9%

Trend by year

ApplicationsOriginations

01062122022: 212 Applications2023: 107 Applications2024: 108 Applications2022: 102 Originations2023: 59 Originations2024: 48 Originations202220232024
PNC Bank N.A. in New Hampshire: applications and originations, 2022–2024

This lender in stateNew Hampshire, all lenders

0%18.2%36.4%2022: 31.8% This lender in state2023: 26.8% This lender in state2024: 36.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Hampshire

By purpose

Home purchase 13% (6)Home improvement 50% (24)Refinancing 13% (6)Other purpose 25% (12)

By type

Conventional 100% (48)

Denial reasons as coded

Debt-to-income ratio53.6%
Credit history35.7%
Credit application incomplete7.1%
Collateral3.6%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%
Other0%

Share of 28 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Hampshire

CountyApplicationsOriginationsAmountDenial rate
Rockingham County3617$5.7m39.3%
Hillsborough County2813$1.8m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did PNC Bank N.A. originate in New Hampshire in 2024?

48 loans totalling $11m, from 108 applications reported for properties in New Hampshire.

What is PNC Bank N.A.'s denial rate in New Hampshire?

36.4% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 35.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Hampshire counties does PNC Bank N.A. lend in most?

By originations: Rockingham County (17), Hillsborough County (13).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.