Lenders › Barrington Bank & Trust Company, N.A. › Florida
Barrington Bank & Trust Company, N.A. in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Barrington Bank & Trust Company, N.A.'s 2024 HMDA record for Florida covers 562 applications, 327 of them originated, worth $116m.
Its denial rate in the state was 11.1%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 8.9%.
The median rate spread on its Florida originations was 0.2 percentage points (state median 0.3).
Applications in the state were up 6% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Barrington Bank & Trust Company, N.A., all states | United States |
|---|---|---|---|---|
| Denial rate | 11.1% | 29.0% | 8.9% | 24.3% |
| Median rate spread, pp | 0.2 | 0.3 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.8% | 16.4% | 3.7% | 15.6% |
| Average originated loan | $355k | $359k | $330k | $329k |
| Home purchase share | 67.3% | 62.9% | 69.5% | 57.0% |
| FHA-insured share | 8.6% | 17.7% | 10.2% | 13.4% |
| VA-guaranteed share | 48.3% | 9.5% | 26.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 67% (220)Home improvement 1% (3)Refinancing 16% (51)Cash-out refinancing 14% (47)Other purpose 2% (6)
By type
Conventional 43% (141)FHA 9% (28)VA 48% (158)
Denial reasons as coded
Share of 45 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Collier County | 37 | 26 | $14m | 3.7% |
| Lee County | 43 | 25 | $8.6m | 18.8% |
| Broward County | 34 | 16 | $6.2m | — |
| Palm Beach County | 29 | 16 | $8.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Barrington Bank & Trust Company, N.A. originate in Florida in 2024?
327 loans totalling $116m, from 562 applications reported for properties in Florida.
What is Barrington Bank & Trust Company, N.A.'s denial rate in Florida?
11.1% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 8.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Barrington Bank & Trust Company, N.A. lend in most?
By originations: Collier County (26), Lee County (25), Broward County (16), Palm Beach County (16).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.