Lender Register

Lenders › Barrington Bank & Trust Company, N.A. › South Carolina

Barrington Bank & Trust Company, N.A. in South Carolina

HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview

LEI C398JSK21YCXWM603F55
Reporting agency Office of the Comptroller of the Currency
State South Carolina

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Barrington Bank & Trust Company, N.A.'s 2024 HMDA record for South Carolina covers 162 applications, 90 of them originated, worth $27m.

Its denial rate in the state was 13.8%, below the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 8.9%.

The median rate spread on its South Carolina originations was 0.3 percentage points (state median 0.3).

Applications in the state were up 9% on 2023.

162applications in SC, 20241.3% of the lender's total
90loans originated$27m
13.8%denial rateSC all lenders 25.2%
0.3 ppmedian rate spreadSC 0.3 pp

Compared with the state and the lender's national record

MeasureIn South CarolinaSouth Carolina, all lendersBarrington Bank & Trust Company, N.A., all statesUnited States
Denial rate13.8%25.2%8.9%24.3%
Median rate spread, pp0.30.30.30.3
Originations with spread of 1.5 pp or more3.3%15.5%3.7%15.6%
Average originated loan$304k$296k$330k$329k
Home purchase share54.4%62.8%69.5%57.0%
FHA-insured share10.0%16.5%10.2%13.4%
VA-guaranteed share60.0%12.9%26.5%7.9%

Trend by year

ApplicationsOriginations

01292582022: 258 Applications2023: 149 Applications2024: 162 Applications2022: 133 Originations2023: 88 Originations2024: 90 Originations202220232024
Barrington Bank & Trust Company, N.A. in South Carolina: applications and originations, 2022–2024

This lender in stateSouth Carolina, all lenders

0%13.4%26.9%2022: 16.1% This lender in state2023: 11.9% This lender in state2024: 13.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in South Carolina

By purpose

Home purchase 54% (49)Home improvement 1% (1)Refinancing 21% (19)Cash-out refinancing 20% (18)Other purpose 3% (3)

By type

Conventional 30% (27)FHA 10% (9)VA 60% (54)

Denial reasons as coded

Withheld: fewer than 25 denials in the state.

Counties in South Carolina

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Barrington Bank & Trust Company, N.A. originate in South Carolina in 2024?

90 loans totalling $27m, from 162 applications reported for properties in South Carolina.

What is Barrington Bank & Trust Company, N.A.'s denial rate in South Carolina?

13.8% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 8.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which South Carolina counties does Barrington Bank & Trust Company, N.A. lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.