Lenders › Barrington Bank & Trust Company, N.A. › Wisconsin
Barrington Bank & Trust Company, N.A. in Wisconsin
HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Barrington Bank & Trust Company, N.A.'s 2024 HMDA record for Wisconsin covers 1,524 applications, 1,242 of them originated, worth $406m.
Its denial rate in the state was 3.8%, below the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 8.9%.
The median rate spread on its Wisconsin originations was 0.2 percentage points (state median 0.2).
Applications in the state were up 23% on 2023.
Compared with the state and the lender's national record
| Measure | In Wisconsin | Wisconsin, all lenders | Barrington Bank & Trust Company, N.A., all states | United States |
|---|---|---|---|---|
| Denial rate | 3.8% | 17.1% | 8.9% | 24.3% |
| Median rate spread, pp | 0.2 | 0.2 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 1.8% | 11.0% | 3.7% | 15.6% |
| Average originated loan | $327k | $223k | $330k | $329k |
| Home purchase share | 80.8% | 46.3% | 69.5% | 57.0% |
| FHA-insured share | 5.3% | 5.6% | 10.2% | 13.4% |
| VA-guaranteed share | 8.4% | 4.3% | 26.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWisconsin, all lenders
Loan purpose and loan type in Wisconsin
By purpose
Home purchase 81% (1,004)Home improvement 0% (5)Refinancing 13% (159)Cash-out refinancing 5% (59)Other purpose 1% (15)
By type
Conventional 85% (1,051)FHA 5% (66)VA 8% (104)USDA 2% (21)
Denial reasons as coded
Share of 50 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wisconsin
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Dane County | 495 | 430 | $171m | 0.5% |
| Milwaukee County | 156 | 129 | $33m | 5.7% |
| Waukesha County | 99 | 80 | $32m | 3.6% |
| Walworth County | 76 | 59 | $19m | 7.8% |
| Rock County | 61 | 50 | $13m | 5.7% |
| Racine County | 56 | 41 | $10m | 6.5% |
| Brown County | 45 | 41 | $12m | 2.4% |
| Kenosha County | 58 | 38 | $8.8m | 7.1% |
| Outagamie County | 45 | 38 | $10m | 5.0% |
| Winnebago County | 33 | 32 | $7.2m | 0.0% |
| St. Croix County | 25 | 21 | $6.9m | — |
| Door County | 25 | 15 | $6.7m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Barrington Bank & Trust Company, N.A. originate in Wisconsin in 2024?
1,242 loans totalling $406m, from 1,524 applications reported for properties in Wisconsin.
What is Barrington Bank & Trust Company, N.A.'s denial rate in Wisconsin?
3.8% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 8.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wisconsin counties does Barrington Bank & Trust Company, N.A. lend in most?
By originations: Dane County (430), Milwaukee County (129), Waukesha County (80), Walworth County (59), Rock County (50).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.