Lenders › Usaa Bank › Nebraska
Usaa Bank in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nebraska, Usaa Bank reported 193 applications and 97 originations for 2024, $27m in all.
Its denial rate in the state was 30.8%, above the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 33.0%.
The median rate spread on its Nebraska originations was -0.2 percentage points (state median 0.3).
Applications in the state were up 10% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | Usaa Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 30.8% | 17.2% | 33.0% | 24.3% |
| Median rate spread, pp | -0.2 | 0.3 | -0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.0% | 13.8% | 0.1% | 15.6% |
| Average originated loan | $280k | $231k | $347k | $329k |
| Home purchase share | 84.5% | 59.8% | 85.9% | 57.0% |
| FHA-insured share | 0.0% | 10.4% | 0.0% | 13.4% |
| VA-guaranteed share | 71.1% | 8.7% | 64.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 85% (82)Home improvement 2% (2)Refinancing 3% (3)Cash-out refinancing 8% (8)Other purpose 2% (2)
By type
Conventional 29% (28)VA 71% (69)
Denial reasons as coded
Share of 44 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Sarpy County | 44 | 23 | $7.1m | 14.8% |
| Lancaster County | 31 | 17 | $4.8m | 28.0% |
| Douglas County | 38 | 16 | $6.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Usaa Bank originate in Nebraska in 2024?
97 loans totalling $27m, from 193 applications reported for properties in Nebraska.
What is Usaa Bank's denial rate in Nebraska?
30.8% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 33.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does Usaa Bank lend in most?
By originations: Sarpy County (23), Lancaster County (17), Douglas County (16).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.