Usaa Bank in Wyoming
HMDA record for properties in Wyoming, calendar year 2024. National record · Wyoming overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Usaa Bank's 2024 HMDA record for Wyoming covers 105 applications, 64 of them originated, worth $22m.
Its denial rate in the state was 16.9%, below the Wyoming rate of 21.0% across all lenders and compared with the lender's national rate of 33.0%.
The median rate spread on its Wyoming originations was -0.2 percentage points (state median 0.3).
Applications in the state were up 28% on 2023.
Compared with the state and the lender's national record
| Measure | In Wyoming | Wyoming, all lenders | Usaa Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 16.9% | 21.0% | 33.0% | 24.3% |
| Median rate spread, pp | -0.2 | 0.3 | -0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.0% | 14.6% | 0.1% | 15.6% |
| Average originated loan | $351k | $284k | $347k | $329k |
| Home purchase share | 84.4% | 59.2% | 85.9% | 57.0% |
| FHA-insured share | 0.0% | 17.5% | 0.0% | 13.4% |
| VA-guaranteed share | 79.7% | 13.1% | 64.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWyoming, all lenders
Loan purpose and loan type in Wyoming
By purpose
Home purchase 84% (54)Home improvement 2% (1)Refinancing 6% (4)Cash-out refinancing 6% (4)Other purpose 2% (1)
By type
Conventional 20% (13)VA 80% (51)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Wyoming
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Laramie County | 35 | 24 | $8.7m | 4.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Usaa Bank originate in Wyoming in 2024?
64 loans totalling $22m, from 105 applications reported for properties in Wyoming.
What is Usaa Bank's denial rate in Wyoming?
16.9% of decided applications in Wyoming were denied, against 21.0% for all lenders in the state and 33.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wyoming counties does Usaa Bank lend in most?
By originations: Laramie County (24).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wyoming. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.