Lenders › CBNA Year to Date › Illinois
CBNA Year to Date in Illinois
HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Illinois, CBNA Year to Date reported 824 applications and 422 originations for 2024, $99m in all.
Its denial rate in the state was 35.6%, above the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 35.2%.
The median rate spread on its Illinois originations was 0.7 percentage points (state median 0.5).
Applications in the state were down 38% on 2023.
Compared with the state and the lender's national record
| Measure | In Illinois | Illinois, all lenders | CBNA Year to Date, all states | United States |
|---|---|---|---|---|
| Denial rate | 35.6% | 23.3% | 35.2% | 24.3% |
| Median rate spread, pp | 0.7 | 0.5 | 0.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 24.9% | 15.4% | 27.4% | 15.6% |
| Average originated loan | $234k | $273k | $272k | $329k |
| Home purchase share | 21.6% | 61.1% | 19.0% | 57.0% |
| FHA-insured share | 1.7% | 10.7% | 1.2% | 13.4% |
| VA-guaranteed share | 0.9% | 4.9% | 0.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIllinois, all lenders
Loan purpose and loan type in Illinois
By purpose
Home purchase 22% (91)Home improvement 27% (112)Refinancing 18% (78)Cash-out refinancing 5% (20)Other purpose 29% (121)
By type
Conventional 97% (411)FHA 2% (7)VA 1% (4)
Denial reasons as coded
Share of 245 denials in Illinois by first denial reason coded (outlined bar: all lenders in the state).
Counties in Illinois
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cook County | 372 | 189 | $53m | 36.0% |
| DuPage County | 105 | 65 | $17m | 26.0% |
| Will County | 82 | 37 | $7.0m | 38.5% |
| Lake County | 54 | 31 | $8.5m | 34.0% |
| Kane County | 39 | 20 | $3.8m | 35.5% |
| McHenry County | 31 | 13 | $2.1m | 46.2% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did CBNA Year to Date originate in Illinois in 2024?
422 loans totalling $99m, from 824 applications reported for properties in Illinois.
What is CBNA Year to Date's denial rate in Illinois?
35.6% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 35.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Illinois counties does CBNA Year to Date lend in most?
By originations: Cook County (189), DuPage County (65), Will County (37), Lake County (31), Kane County (20).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.