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CBNA Year to Date in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI DRMSV1Q0EKMEXLAU1P80
Reporting agency Consumer Financial Protection Bureau
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, CBNA Year to Date reported 435 applications and 239 originations for 2024, $34m in all.

Its denial rate in the state was 31.6%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 35.2%.

The median rate spread on its Indiana originations was 1.3 percentage points (state median 0.5).

Applications in the state were down 44% on 2023.

435applications in IN, 20240.4% of the lender's total
239loans originated$34m
31.6%denial rateIN all lenders 21.5%
1.3 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersCBNA Year to Date, all statesUnited States
Denial rate31.6%21.5%35.2%24.3%
Median rate spread, pp1.30.50.70.3
Originations with spread of 1.5 pp or more42.4%15.8%27.4%15.6%
Average originated loan$144k$216k$272k$329k
Home purchase share8.4%53.1%19.0%57.0%
FHA-insured share2.5%14.5%1.2%13.4%
VA-guaranteed share0.8%6.0%0.3%7.9%

Trend by year

ApplicationsOriginations

05481,0962022: 1,096 Applications2023: 781 Applications2024: 435 Applications2022: 630 Originations2023: 361 Originations2024: 239 Originations202220232024
CBNA Year to Date in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%23.8%47.5%2022: 32.4% This lender in state2023: 47.5% This lender in state2024: 31.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 8% (20)Home improvement 33% (80)Refinancing 16% (38)Cash-out refinancing 4% (10)Other purpose 38% (91)

By type

Conventional 97% (231)FHA 3% (6)VA 1% (2)

Denial reasons as coded

Debt-to-income ratio41.5%
Credit history25.4%
Collateral22%
Other4.2%
Employment history2.5%
Insufficient cash (downpayment, closing costs)2.5%
Unverifiable information0.8%
Credit application incomplete0.8%
Mortgage insurance denied0%

Share of 118 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County8042$6.7m33.3%
Hamilton County5131$8.7m23.3%
Lake County4323$2.4m30.6%
Allen County259$425k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did CBNA Year to Date originate in Indiana in 2024?

239 loans totalling $34m, from 435 applications reported for properties in Indiana.

What is CBNA Year to Date's denial rate in Indiana?

31.6% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 35.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does CBNA Year to Date lend in most?

By originations: Marion County (42), Hamilton County (31), Lake County (23), Allen County (9).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.