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CBNA Year to Date in Nebraska

HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview

LEI DRMSV1Q0EKMEXLAU1P80
Reporting agency Consumer Financial Protection Bureau
State Nebraska

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Nebraska, CBNA Year to Date reported 183 applications and 117 originations for 2024, $22m in all.

Its denial rate in the state was 24.2%, above the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 35.2%.

The median rate spread on its Nebraska originations was 0.4 percentage points (state median 0.3).

Applications in the state were down 39% on 2023.

183applications in NE, 20240.2% of the lender's total
117loans originated$22m
24.2%denial rateNE all lenders 17.2%
0.4 ppmedian rate spreadNE 0.3 pp

Compared with the state and the lender's national record

MeasureIn NebraskaNebraska, all lendersCBNA Year to Date, all statesUnited States
Denial rate24.2%17.2%35.2%24.3%
Median rate spread, pp0.40.30.70.3
Originations with spread of 1.5 pp or more23.1%13.8%27.4%15.6%
Average originated loan$190k$231k$272k$329k
Home purchase share33.3%59.8%19.0%57.0%
FHA-insured share2.6%10.4%1.2%13.4%
VA-guaranteed share2.6%8.7%0.3%7.9%

Trend by year

ApplicationsOriginations

02484962022: 496 Applications2023: 301 Applications2024: 183 Applications2022: 395 Originations2023: 202 Originations2024: 117 Originations202220232024
CBNA Year to Date in Nebraska: applications and originations, 2022–2024

This lender in stateNebraska, all lenders

0%13.2%26.4%2022: 10.9% This lender in state2023: 26.4% This lender in state2024: 24.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Nebraska

By purpose

Home purchase 33% (39)Home improvement 20% (23)Refinancing 21% (24)Cash-out refinancing 8% (9)Other purpose 19% (22)

By type

Conventional 95% (111)FHA 3% (3)VA 3% (3)

Denial reasons as coded

Debt-to-income ratio35.9%
Credit history20.5%
Credit application incomplete20.5%
Collateral15.4%
Other5.1%
Unverifiable information2.6%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 39 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).

Counties in Nebraska

CountyApplicationsOriginationsAmountDenial rate
Douglas County5336$7.4m20.8%
Lancaster County5533$6.1m23.9%
Sarpy County2618$4.0m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did CBNA Year to Date originate in Nebraska in 2024?

117 loans totalling $22m, from 183 applications reported for properties in Nebraska.

What is CBNA Year to Date's denial rate in Nebraska?

24.2% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 35.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Nebraska counties does CBNA Year to Date lend in most?

By originations: Douglas County (36), Lancaster County (33), Sarpy County (18).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.