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CBNA Year to Date in New Hampshire

HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview

LEI DRMSV1Q0EKMEXLAU1P80
Reporting agency Consumer Financial Protection Bureau
State New Hampshire

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

CBNA Year to Date's 2024 HMDA record for New Hampshire covers 3,781 applications, 2,306 of them originated, worth $503m.

Its denial rate in the state was 30.2%, above the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 35.2%.

The median rate spread on its New Hampshire originations was 0.5 percentage points (state median 0.4).

Applications in the state were down 10% on 2023.

3,781applications in NH, 20243.8% of the lender's total
2,306loans originated$503m
30.2%denial rateNH all lenders 22.8%
0.5 ppmedian rate spreadNH 0.4 pp

Compared with the state and the lender's national record

MeasureIn New HampshireNew Hampshire, all lendersCBNA Year to Date, all statesUnited States
Denial rate30.2%22.8%35.2%24.3%
Median rate spread, pp0.50.40.70.3
Originations with spread of 1.5 pp or more19.3%15.9%27.4%15.6%
Average originated loan$218k$320k$272k$329k
Home purchase share11.2%46.9%19.0%57.0%
FHA-insured share0.3%7.2%1.2%13.4%
VA-guaranteed share0.0%5.7%0.3%7.9%

Trend by year

ApplicationsOriginations

02,9435,8862022: 5,886 Applications2023: 4,199 Applications2024: 3,781 Applications2022: 3,867 Originations2023: 2,520 Originations2024: 2,306 Originations202220232024
CBNA Year to Date in New Hampshire: applications and originations, 2022–2024

This lender in stateNew Hampshire, all lenders

0%16.4%32.8%2022: 26.1% This lender in state2023: 32.8% This lender in state2024: 30.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Hampshire

By purpose

Home purchase 11% (258)Home improvement 29% (674)Refinancing 33% (762)Cash-out refinancing 2% (46)Other purpose 25% (566)

By type

Conventional 100% (2,298)FHA 0% (8)

Denial reasons as coded

Debt-to-income ratio56%
Collateral22.2%
Credit history17.9%
Other2%
Unverifiable information1.1%
Employment history0.5%
Insufficient cash (downpayment, closing costs)0.5%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 1,024 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Hampshire

CountyApplicationsOriginationsAmountDenial rate
Hillsborough County1,179719$149m30.7%
Rockingham County1,080683$166m27.5%
Merrimack County408239$42m32.5%
Strafford County286194$42m23.3%
Carroll County229133$30m32.2%
Belknap County212124$32m32.1%
Grafton County17297$25m34.0%
Cheshire County9352$7.4m36.6%
Sullivan County6838$6.2m41.5%
Coos County5427$3.9m40.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did CBNA Year to Date originate in New Hampshire in 2024?

2,306 loans totalling $503m, from 3,781 applications reported for properties in New Hampshire.

What is CBNA Year to Date's denial rate in New Hampshire?

30.2% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 35.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Hampshire counties does CBNA Year to Date lend in most?

By originations: Hillsborough County (719), Rockingham County (683), Merrimack County (239), Strafford County (194), Carroll County (133).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.