Lenders › CBNA Year to Date › Ohio
CBNA Year to Date in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Ohio, CBNA Year to Date reported 6,379 applications and 3,755 originations for 2024, $509m in all.
Its denial rate in the state was 30.7%, above the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 35.2%.
The median rate spread on its Ohio originations was 0.8 percentage points (state median 0.5).
Applications in the state were down 19% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | CBNA Year to Date, all states | United States |
|---|---|---|---|---|
| Denial rate | 30.7% | 23.5% | 35.2% | 24.3% |
| Median rate spread, pp | 0.8 | 0.5 | 0.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 31.2% | 17.7% | 27.4% | 15.6% |
| Average originated loan | $135k | $218k | $272k | $329k |
| Home purchase share | 18.9% | 51.7% | 19.0% | 57.0% |
| FHA-insured share | 3.0% | 12.3% | 1.2% | 13.4% |
| VA-guaranteed share | 0.3% | 5.9% | 0.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 19% (710)Home improvement 28% (1,042)Refinancing 23% (881)Cash-out refinancing 4% (157)Other purpose 26% (965)
By type
Conventional 97% (3,629)FHA 3% (113)VA 0% (13)
Denial reasons as coded
Share of 1,719 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 1,912 | 1,097 | $155m | 32.0% |
| Summit County | 799 | 485 | $63m | 28.7% |
| Stark County | 545 | 335 | $38m | 27.6% |
| Lucas County | 520 | 309 | $33m | 31.2% |
| Lake County | 347 | 222 | $31m | 26.2% |
| Lorain County | 270 | 146 | $24m | 33.3% |
| Medina County | 222 | 138 | $21m | 28.1% |
| Geauga County | 145 | 90 | $16m | 25.8% |
| Franklin County | 146 | 86 | $15m | 31.3% |
| Mahoning County | 137 | 82 | $9.1m | 30.5% |
| Portage County | 127 | 82 | $13m | 21.8% |
| Hamilton County | 103 | 65 | $10m | 31.6% |
| Trumbull County | 109 | 54 | $6.2m | 37.1% |
| Wood County | 76 | 48 | $5.8m | 23.4% |
| Columbiana County | 85 | 45 | $5.3m | 39.2% |
| Warren County | 66 | 44 | $8.2m | 22.0% |
| Scioto County | 76 | 41 | $4.2m | 38.6% |
| Butler County | 63 | 40 | $3.6m | 19.2% |
| Delaware County | 55 | 37 | $8.0m | 31.5% |
| Montgomery County | 53 | 28 | $3.2m | 34.1% |
| Clermont County | 36 | 25 | $4.4m | 25.7% |
| Tuscarawas County | 37 | 23 | $2.5m | 30.3% |
| Ashtabula County | 27 | 17 | $2.2m | 28.0% |
| Wayne County | 26 | 12 | $1.9m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did CBNA Year to Date originate in Ohio in 2024?
3,755 loans totalling $509m, from 6,379 applications reported for properties in Ohio.
What is CBNA Year to Date's denial rate in Ohio?
30.7% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 35.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does CBNA Year to Date lend in most?
By originations: Cuyahoga County (1,097), Summit County (485), Stark County (335), Lucas County (309), Lake County (222).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.