Lenders › Regions Bank › Arkansas
Regions Bank in Arkansas
HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Arkansas, Regions Bank reported 2,767 applications and 1,202 originations for 2024, $183m in all.
Its denial rate in the state was 46.5%, above the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 45.8%.
The median rate spread on its Arkansas originations was 0.5 percentage points (state median 0.4).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Arkansas | Arkansas, all lenders | Regions Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 46.5% | 25.0% | 45.8% | 24.3% |
| Median rate spread, pp | 0.5 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 21.4% | 17.6% | 22.5% | 15.6% |
| Average originated loan | $152k | $220k | $300k | $329k |
| Home purchase share | 36.5% | 60.8% | 29.2% | 57.0% |
| FHA-insured share | 7.5% | 15.3% | 4.9% | 13.4% |
| VA-guaranteed share | 2.3% | 9.5% | 1.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArkansas, all lenders
Loan purpose and loan type in Arkansas
By purpose
Home purchase 37% (439)Home improvement 27% (328)Refinancing 14% (173)Cash-out refinancing 3% (36)Other purpose 19% (226)
By type
Conventional 89% (1,065)FHA 7% (90)VA 2% (28)USDA 2% (19)
Denial reasons as coded
Share of 1,145 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Arkansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Pulaski County | 570 | 223 | $38m | 48.9% |
| Benton County | 179 | 101 | $30m | 32.5% |
| Garland County | 209 | 91 | $11m | 46.3% |
| Washington County | 127 | 85 | $25m | 16.8% |
| Saline County | 168 | 81 | $13m | 41.5% |
| Sebastian County | 138 | 73 | $9.5m | 37.4% |
| White County | 148 | 61 | $7.3m | 48.5% |
| Craighead County | 133 | 56 | $5.4m | 49.2% |
| Pope County | 97 | 53 | $5.2m | 38.0% |
| Faulkner County | 91 | 43 | $6.6m | 45.8% |
| Miller County | 67 | 28 | $2.3m | 56.9% |
| Lonoke County | 64 | 28 | $3.5m | 46.4% |
| Van Buren County | 37 | 25 | $2.2m | 22.9% |
| Johnson County | 55 | 24 | $1.9m | 46.2% |
| Crittenden County | 90 | 21 | $3.1m | 70.4% |
| Greene County | 43 | 21 | $1.4m | 32.4% |
| Mississippi County | 50 | 17 | $1.3m | 56.8% |
| Conway County | 29 | 15 | $695k | 40.7% |
| Boone County | 37 | 14 | $1.2m | 51.5% |
| Crawford County | 30 | 11 | $1.4m | 53.8% |
| Jackson County | 27 | 10 | $590k | — |
| Poinsett County | 26 | 9 | $655k | — |
| Clark County | 27 | 7 | $775k | — |
| St. Francis County | 27 | 4 | $80k | 85.2% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Regions Bank originate in Arkansas in 2024?
1,202 loans totalling $183m, from 2,767 applications reported for properties in Arkansas.
What is Regions Bank's denial rate in Arkansas?
46.5% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 45.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arkansas counties does Regions Bank lend in most?
By originations: Pulaski County (223), Benton County (101), Garland County (91), Washington County (85), Saline County (81).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.