Lenders › Regions Bank › Louisiana
Regions Bank in Louisiana
HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Louisiana, Regions Bank reported 3,099 applications and 1,081 originations for 2024, $186m in all.
Its denial rate in the state was 54.1%, above the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 45.8%.
The median rate spread on its Louisiana originations was 0.5 percentage points (state median 0.4).
Applications in the state were down 10% on 2023.
Compared with the state and the lender's national record
| Measure | In Louisiana | Louisiana, all lenders | Regions Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 54.1% | 30.2% | 45.8% | 24.3% |
| Median rate spread, pp | 0.5 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 22.3% | 17.0% | 22.5% | 15.6% |
| Average originated loan | $172k | $234k | $300k | $329k |
| Home purchase share | 30.3% | 63.7% | 29.2% | 57.0% |
| FHA-insured share | 3.7% | 20.7% | 4.9% | 13.4% |
| VA-guaranteed share | 0.4% | 9.3% | 1.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateLouisiana, all lenders
Loan purpose and loan type in Louisiana
By purpose
Home purchase 30% (328)Home improvement 26% (285)Refinancing 16% (169)Cash-out refinancing 3% (29)Other purpose 25% (270)
By type
Conventional 96% (1,034)FHA 4% (40)VA 0% (4)USDA 0% (3)
Denial reasons as coded
Share of 1,476 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Louisiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 413 | 172 | $44m | 44.7% |
| Jefferson Parish | 374 | 132 | $17m | 52.0% |
| Caddo Parish | 353 | 109 | $18m | 60.4% |
| Orleans Parish | 260 | 80 | $21m | 58.7% |
| St. Tammany Parish | 208 | 73 | $10m | 52.3% |
| Ascension Parish | 163 | 63 | $12m | 46.4% |
| Bossier Parish | 125 | 50 | $8.5m | 49.1% |
| Lafayette Parish | 98 | 40 | $14m | 49.5% |
| Livingston Parish | 99 | 29 | $3.6m | 62.4% |
| Tangipahoa Parish | 98 | 29 | $3.1m | 63.2% |
| Ouachita Parish | 88 | 27 | $2.6m | 55.4% |
| Rapides Parish | 63 | 26 | $2.5m | 54.1% |
| Terrebonne Parish | 65 | 24 | $1.9m | 50.0% |
| Lafourche Parish | 52 | 23 | $3.5m | 47.8% |
| Pointe Coupee Parish | 63 | 22 | $4.5m | 50.9% |
| St. Bernard Parish | 73 | 19 | $1.5m | 65.7% |
| Iberia Parish | 48 | 19 | $1.7m | 44.4% |
| Webster Parish | 64 | 17 | $1.6m | 66.1% |
| St. Charles Parish | 37 | 13 | $1.2m | 53.3% |
| St. John the Baptist Parish | 35 | 12 | $1.5m | 60.6% |
| St. Mary Parish | 37 | 8 | $630k | 69.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Regions Bank originate in Louisiana in 2024?
1,081 loans totalling $186m, from 3,099 applications reported for properties in Louisiana.
What is Regions Bank's denial rate in Louisiana?
54.1% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 45.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Louisiana counties does Regions Bank lend in most?
By originations: East Baton Rouge Parish (172), Jefferson Parish (132), Caddo Parish (109), Orleans Parish (80), St. Tammany Parish (73).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.