Lenders › East West Bank › California
East West Bank in California
HMDA record for properties in California, calendar year 2024. National record · California overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In California, East West Bank reported 3,960 applications and 2,763 originations for 2024, $1.9bn in all.
Its denial rate in the state was 10.5%, below the California rate of 24.8% across all lenders and compared with the lender's national rate of 10.2%.
The median rate spread on its California originations was 0.4 percentage points (state median 0.4).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In California | California, all lenders | East West Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 10.5% | 24.8% | 10.2% | 24.3% |
| Median rate spread, pp | 0.4 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 8.5% | 19.9% | 6.4% | 15.6% |
| Average originated loan | $705k | $566k | $615k | $329k |
| Home purchase share | 66.4% | 51.2% | 73.0% | 57.0% |
| FHA-insured share | 0.0% | 11.4% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 4.8% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateCalifornia, all lenders
Loan purpose and loan type in California
By purpose
Home purchase 66% (1,834)Home improvement 7% (197)Refinancing 9% (241)Cash-out refinancing 7% (207)Other purpose 10% (284)
By type
Conventional 100% (2,763)
Denial reasons as coded
Share of 339 denials in California by first denial reason coded (outlined bar: all lenders in the state).
Counties in California
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 1,487 | 1,006 | $713m | 12.2% |
| Orange County | 925 | 665 | $605m | 5.9% |
| San Bernardino County | 384 | 291 | $125m | 7.5% |
| Riverside County | 211 | 146 | $65m | 11.8% |
| Santa Clara County | 167 | 122 | $106m | 10.6% |
| Alameda County | 164 | 112 | $53m | 15.7% |
| Contra Costa County | 130 | 92 | $50m | 13.1% |
| Sacramento County | 131 | 91 | $33m | 16.2% |
| San Francisco County | 131 | 87 | $53m | 13.3% |
| San Diego County | 105 | 70 | $52m | 13.1% |
| San Mateo County | 100 | 64 | $59m | 6.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did East West Bank originate in California in 2024?
2,763 loans totalling $1.9bn, from 3,960 applications reported for properties in California.
What is East West Bank's denial rate in California?
10.5% of decided applications in California were denied, against 24.8% for all lenders in the state and 10.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which California counties does East West Bank lend in most?
By originations: Los Angeles County (1,006), Orange County (665), San Bernardino County (291), Riverside County (146), Santa Clara County (122).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.