Lenders › Keybank National Association › Pennsylvania
Keybank National Association in Pennsylvania
HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Pennsylvania, Keybank National Association reported 996 applications and 484 originations for 2024, $73m in all.
Its denial rate in the state was 38.7%, above the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 36.5%.
The median rate spread on its Pennsylvania originations was 1.4 percentage points (state median 0.3).
Applications in the state were down 40% on 2023.
Compared with the state and the lender's national record
| Measure | In Pennsylvania | Pennsylvania, all lenders | Keybank National Association, all states | United States |
|---|---|---|---|---|
| Denial rate | 38.7% | 24.2% | 36.5% | 24.3% |
| Median rate spread, pp | 1.4 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 49.7% | 14.1% | 31.7% | 15.6% |
| Average originated loan | $152k | $226k | $266k | $329k |
| Home purchase share | 26.4% | 48.7% | 43.0% | 57.0% |
| FHA-insured share | 2.1% | 9.8% | 4.7% | 13.4% |
| VA-guaranteed share | 0.4% | 4.0% | 1.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in statePennsylvania, all lenders
Loan purpose and loan type in Pennsylvania
By purpose
Home purchase 26% (128)Home improvement 15% (72)Refinancing 24% (118)Cash-out refinancing 15% (75)Other purpose 19% (91)
By type
Conventional 98% (472)FHA 2% (10)VA 0% (2)
Denial reasons as coded
Share of 317 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).
Counties in Pennsylvania
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Allegheny County | 220 | 103 | $14m | 40.7% |
| Montgomery County | 145 | 67 | $11m | 44.3% |
| Westmoreland County | 89 | 45 | $4.6m | 38.2% |
| Chester County | 64 | 28 | $4.7m | 43.1% |
| Lehigh County | 48 | 27 | $5.8m | 26.3% |
| Bucks County | 52 | 26 | $4.8m | 40.0% |
| Washington County | 42 | 25 | $4.2m | 29.7% |
| Erie County | 44 | 23 | $2.1m | 39.5% |
| Berks County | 32 | 18 | $3.0m | 35.7% |
| Carbon County | 34 | 14 | $1.4m | — |
| Warren County | 30 | 13 | $1.6m | — |
| Fayette County | 38 | 12 | $1.3m | 58.6% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Keybank National Association originate in Pennsylvania in 2024?
484 loans totalling $73m, from 996 applications reported for properties in Pennsylvania.
What is Keybank National Association's denial rate in Pennsylvania?
38.7% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 36.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Pennsylvania counties does Keybank National Association lend in most?
By originations: Allegheny County (103), Montgomery County (67), Westmoreland County (45), Chester County (28), Lehigh County (27).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.