Ameris Bank reported 641 applications for homes in Maryland in the HMDA data of 2025.
It originated 455 loans in the state in 2025, for $138 million in total.
The median interest rate of these loans in 2025 was 6.490%, and the median of all lenders in Maryland was 6.375%.
The median total loan costs in 2025 were $9,158, and the state median was $7,481.
It denied 9.9% of the applications that it decided in the state in 2025, and the state denial rate was 24.1%.
Filed figures of Ameris Bank in Maryland, 2025
Figure
In MD
Lender, all states
MD, all lenders
Applications
641
18,359
227,351
Loans originated
455
13,184
126,664
Median interest rate
6.490%
6.375%
6.375%
Median total loan costs
$9,158
$7,214
$7,481
Denial rate
9.9%
10.5%
24.1%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Ameris Bank in Maryland, 2025Each value has the median of all lenders in Maryland under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in MD
374
6.490%MD 6.375%
$9,158MD $7,481
$2,461MD $2,465
$2,022MD $3,498
$181MD $630
0.274MD 0.140
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.274 percentage points above the average prime offer rate. On a loan of $300,000, that is about $822 more a year, or $69 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Maryland. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Ameris Bank were in Maryland in 2025?
455 of its loans originated, out of 13,184 in all states. That is 3.5%.
In which counties of Maryland did Ameris Bank originate the most loans in 2025?
The three with the most loans were Baltimore city (115), Prince George's County (91) and Anne Arundel County (58).
Which loan types did Ameris Bank originate in Maryland in 2025?
263 conventional, 165 FHA and 27 VA.
How did the applications of Ameris Bank in Maryland change from 2022 to 2025?
It reported 546 applications in 2022 and 641 in 2025.