Lenders › Wells Fargo Bank NA › Indiana
Wells Fargo Bank NA in Indiana
HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Indiana, Wells Fargo Bank NA reported 707 applications and 334 originations for 2024, $67m in all.
Its denial rate in the state was 34.6%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 31.7%.
The median rate spread on its Indiana originations was 0.1 percentage points (state median 0.5).
Applications in the state were down 35% on 2023.
Compared with the state and the lender's national record
| Measure | In Indiana | Indiana, all lenders | Wells Fargo Bank NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 34.6% | 21.5% | 31.7% | 24.3% |
| Median rate spread, pp | 0.1 | 0.5 | -0.0 | 0.3 |
| Originations with spread of 1.5 pp or more | 4.0% | 15.8% | 2.2% | 15.6% |
| Average originated loan | $200k | $216k | $1.0m | $329k |
| Home purchase share | 47.3% | 53.1% | 66.4% | 57.0% |
| FHA-insured share | 5.1% | 14.5% | 2.3% | 13.4% |
| VA-guaranteed share | 2.1% | 6.0% | 2.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIndiana, all lenders
Loan purpose and loan type in Indiana
By purpose
Home purchase 47% (158)Home improvement 1% (3)Refinancing 9% (30)Cash-out refinancing 40% (134)Other purpose 3% (9)
By type
Conventional 93% (310)FHA 5% (17)VA 2% (7)
Denial reasons as coded
Share of 177 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Indiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Marion County | 103 | 45 | $8.6m | 44.4% |
| Lake County | 98 | 40 | $7.2m | 40.3% |
| St. Joseph County | 62 | 27 | $4.6m | 34.9% |
| Allen County | 57 | 26 | $6.1m | 31.6% |
| Porter County | 38 | 24 | $5.3m | 20.0% |
| Hamilton County | 32 | 18 | $7.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Wells Fargo Bank NA originate in Indiana in 2024?
334 loans totalling $67m, from 707 applications reported for properties in Indiana.
What is Wells Fargo Bank NA's denial rate in Indiana?
34.6% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 31.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Indiana counties does Wells Fargo Bank NA lend in most?
By originations: Marion County (45), Lake County (40), St. Joseph County (27), Allen County (26), Porter County (24).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.