Lenders › Wells Fargo Bank NA › Louisiana
Wells Fargo Bank NA in Louisiana
HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Louisiana, Wells Fargo Bank NA reported 381 applications and 145 originations for 2024, $31m in all.
Its denial rate in the state was 45.5%, above the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 31.7%.
The median rate spread on its Louisiana originations was 0.1 percentage points (state median 0.4).
Applications in the state were down 44% on 2023.
Compared with the state and the lender's national record
| Measure | In Louisiana | Louisiana, all lenders | Wells Fargo Bank NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 45.5% | 30.2% | 31.7% | 24.3% |
| Median rate spread, pp | 0.1 | 0.4 | -0.0 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.9% | 17.0% | 2.2% | 15.6% |
| Average originated loan | $217k | $234k | $1.0m | $329k |
| Home purchase share | 46.9% | 63.7% | 66.4% | 57.0% |
| FHA-insured share | 9.0% | 20.7% | 2.3% | 13.4% |
| VA-guaranteed share | 5.5% | 9.3% | 2.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateLouisiana, all lenders
Loan purpose and loan type in Louisiana
By purpose
Home purchase 47% (68)Home improvement 1% (2)Refinancing 13% (19)Cash-out refinancing 32% (47)Other purpose 6% (9)
By type
Conventional 86% (124)FHA 9% (13)VA 6% (8)
Denial reasons as coded
Share of 121 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Louisiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 35 | 16 | $3.9m | 38.5% |
| East Baton Rouge Parish | 31 | 15 | $2.8m | — |
| Jefferson Parish | 35 | 14 | $4.6m | 48.1% |
| Orleans Parish | 43 | 8 | $3.7m | 70.4% |
| Caddo Parish | 29 | 4 | $560k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Wells Fargo Bank NA originate in Louisiana in 2024?
145 loans totalling $31m, from 381 applications reported for properties in Louisiana.
What is Wells Fargo Bank NA's denial rate in Louisiana?
45.5% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 31.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Louisiana counties does Wells Fargo Bank NA lend in most?
By originations: St. Tammany Parish (16), East Baton Rouge Parish (15), Jefferson Parish (14), Orleans Parish (8), Caddo Parish (4).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.