Lenders › Wells Fargo Bank NA › Wisconsin
Wells Fargo Bank NA in Wisconsin
HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Wells Fargo Bank NA's 2024 HMDA record for Wisconsin covers 966 applications, 545 of them originated, worth $165m.
Its denial rate in the state was 25.1%, above the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 31.7%.
The median rate spread on its Wisconsin originations was 0.1 percentage points (state median 0.2).
Applications in the state were down 11% on 2023.
Compared with the state and the lender's national record
| Measure | In Wisconsin | Wisconsin, all lenders | Wells Fargo Bank NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 25.1% | 17.1% | 31.7% | 24.3% |
| Median rate spread, pp | 0.1 | 0.2 | -0.0 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.6% | 11.0% | 2.2% | 15.6% |
| Average originated loan | $303k | $223k | $1.0m | $329k |
| Home purchase share | 62.0% | 46.3% | 66.4% | 57.0% |
| FHA-insured share | 2.9% | 5.6% | 2.3% | 13.4% |
| VA-guaranteed share | 5.5% | 4.3% | 2.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWisconsin, all lenders
Loan purpose and loan type in Wisconsin
By purpose
Home purchase 62% (338)Home improvement 1% (4)Refinancing 15% (83)Cash-out refinancing 19% (106)Other purpose 3% (14)
By type
Conventional 92% (499)FHA 3% (16)VA 6% (30)
Denial reasons as coded
Share of 184 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wisconsin
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Outagamie County | 127 | 95 | $24m | 11.1% |
| Brown County | 68 | 43 | $11m | 22.8% |
| Milwaukee County | 118 | 40 | $9.2m | 48.7% |
| Winnebago County | 60 | 38 | $9.3m | 17.0% |
| Dane County | 58 | 30 | $34m | 23.1% |
| Waukesha County | 46 | 27 | $8.9m | 12.9% |
| St. Croix County | 32 | 20 | $6.9m | 20.0% |
| Sheboygan County | 29 | 18 | $3.3m | — |
| Racine County | 37 | 11 | $3.0m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Wells Fargo Bank NA originate in Wisconsin in 2024?
545 loans totalling $165m, from 966 applications reported for properties in Wisconsin.
What is Wells Fargo Bank NA's denial rate in Wisconsin?
25.1% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 31.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wisconsin counties does Wells Fargo Bank NA lend in most?
By originations: Outagamie County (95), Brown County (43), Milwaukee County (40), Winnebago County (38), Dane County (30).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.