Lenders › Goldman Sachs Bank USA › Florida
Goldman Sachs Bank USA in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, Goldman Sachs Bank USA reported 112 applications and 66 originations for 2024, $156m in all.
Its denial rate in the state was 26.7%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 32.8%.
The median rate spread on its Florida originations was 0.0 percentage points (state median 0.3).
Applications in the state were down 24% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Goldman Sachs Bank USA, all states | United States |
|---|---|---|---|---|
| Denial rate | 26.7% | 29.0% | 32.8% | 24.3% |
| Median rate spread, pp | 0.0 | 0.3 | 0.0 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.0% | 16.4% | 0.0% | 15.6% |
| Average originated loan | $2.4m | $359k | $4.1m | $329k |
| Home purchase share | 62.1% | 62.9% | 55.4% | 57.0% |
| FHA-insured share | 0.0% | 17.7% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.5% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 62% (41)Refinancing 8% (5)Cash-out refinancing 3% (2)Other purpose 27% (18)
By type
Conventional 100% (66)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Florida
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Goldman Sachs Bank USA originate in Florida in 2024?
66 loans totalling $156m, from 112 applications reported for properties in Florida.
What is Goldman Sachs Bank USA's denial rate in Florida?
26.7% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 32.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Goldman Sachs Bank USA lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.