Lenders › First National Bank of Omaha › Nebraska
First National Bank of Omaha in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
First National Bank of Omaha's 2024 HMDA record for Nebraska covers 3,811 applications, 2,548 of them originated, worth $575m.
Its denial rate in the state was 17.6%, close to the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 20.6%.
The median rate spread on its Nebraska originations was 0.3 percentage points (state median 0.3).
Applications in the state were down 15% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | First National Bank of Omaha, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.6% | 17.2% | 20.6% | 24.3% |
| Median rate spread, pp | 0.3 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.3% | 13.8% | 5.3% | 15.6% |
| Average originated loan | $226k | $231k | $238k | $329k |
| Home purchase share | 57.2% | 59.8% | 51.4% | 57.0% |
| FHA-insured share | 6.3% | 10.4% | 5.1% | 13.4% |
| VA-guaranteed share | 2.4% | 8.7% | 1.7% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 57% (1,457)Home improvement 18% (447)Refinancing 12% (318)Cash-out refinancing 3% (71)Other purpose 10% (255)
By type
Conventional 91% (2,318)FHA 6% (160)VA 2% (60)USDA 0% (10)
Denial reasons as coded
Share of 557 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Douglas County | 1,742 | 1,158 | $334m | 19.4% |
| Sarpy County | 615 | 425 | $85m | 15.2% |
| Lancaster County | 216 | 147 | $30m | 14.0% |
| Buffalo County | 157 | 119 | $22m | 8.3% |
| Dodge County | 158 | 103 | $12m | 16.5% |
| Hall County | 112 | 72 | $11m | 20.7% |
| Lincoln County | 91 | 66 | $8.4m | 13.2% |
| Scotts Bluff County | 76 | 42 | $6.0m | 26.7% |
| Platte County | 59 | 39 | $5.6m | 12.8% |
| Box Butte County | 46 | 36 | $3.8m | 2.7% |
| Saunders County | 42 | 34 | $7.0m | 5.6% |
| Dawson County | 49 | 31 | $4.0m | 20.5% |
| Madison County | 48 | 29 | $6.3m | 25.6% |
| Cass County | 48 | 27 | $6.0m | 30.0% |
| Gage County | 33 | 27 | $3.4m | 15.6% |
| Washington County | 40 | 24 | $3.6m | 13.3% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did First National Bank of Omaha originate in Nebraska in 2024?
2,548 loans totalling $575m, from 3,811 applications reported for properties in Nebraska.
What is First National Bank of Omaha's denial rate in Nebraska?
17.6% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 20.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does First National Bank of Omaha lend in most?
By originations: Douglas County (1,158), Sarpy County (425), Lancaster County (147), Buffalo County (119), Dodge County (103).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.