Lenders › Hancock Whitney Bank › Alabama
Hancock Whitney Bank in Alabama
HMDA record for properties in Alabama, calendar year 2024. National record · Alabama overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Alabama, Hancock Whitney Bank reported 273 applications and 170 originations for 2024, $37m in all.
Its denial rate in the state was 21.1%, below the Alabama rate of 26.3% across all lenders and compared with the lender's national rate of 26.4%.
The median rate spread on its Alabama originations was 0.3 percentage points (state median 0.4).
Applications in the state were down 7% on 2023.
Compared with the state and the lender's national record
| Measure | In Alabama | Alabama, all lenders | Hancock Whitney Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 21.1% | 26.3% | 26.4% | 24.3% |
| Median rate spread, pp | 0.3 | 0.4 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 7.2% | 16.5% | 14.5% | 15.6% |
| Average originated loan | $216k | $228k | $255k | $329k |
| Home purchase share | 60.6% | 59.0% | 46.1% | 57.0% |
| FHA-insured share | 30.6% | 18.0% | 10.2% | 13.4% |
| VA-guaranteed share | 4.1% | 12.5% | 2.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateAlabama, all lenders
Loan purpose and loan type in Alabama
By purpose
Home purchase 61% (103)Home improvement 20% (34)Refinancing 6% (10)Cash-out refinancing 2% (3)Other purpose 12% (20)
By type
Conventional 63% (107)FHA 31% (52)VA 4% (7)USDA 2% (4)
Denial reasons as coded
Share of 46 denials in Alabama by first denial reason coded (outlined bar: all lenders in the state).
Counties in Alabama
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Mobile County | 198 | 124 | $23m | 19.7% |
| Baldwin County | 45 | 27 | $10m | 27.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Hancock Whitney Bank originate in Alabama in 2024?
170 loans totalling $37m, from 273 applications reported for properties in Alabama.
What is Hancock Whitney Bank's denial rate in Alabama?
21.1% of decided applications in Alabama were denied, against 26.3% for all lenders in the state and 26.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Alabama counties does Hancock Whitney Bank lend in most?
By originations: Mobile County (124), Baldwin County (27).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Alabama. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.