Lenders › Hancock Whitney Bank › Louisiana
Hancock Whitney Bank in Louisiana
HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Louisiana, Hancock Whitney Bank reported 3,136 applications and 1,883 originations for 2024, $374m in all.
Its denial rate in the state was 27.3%, below the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 26.4%.
The median rate spread on its Louisiana originations was 0.2 percentage points (state median 0.4).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Louisiana | Louisiana, all lenders | Hancock Whitney Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 27.3% | 30.2% | 26.4% | 24.3% |
| Median rate spread, pp | 0.2 | 0.4 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 17.1% | 17.0% | 14.5% | 15.6% |
| Average originated loan | $199k | $234k | $255k | $329k |
| Home purchase share | 43.9% | 63.7% | 46.1% | 57.0% |
| FHA-insured share | 9.2% | 20.7% | 10.2% | 13.4% |
| VA-guaranteed share | 1.4% | 9.3% | 2.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateLouisiana, all lenders
Loan purpose and loan type in Louisiana
By purpose
Home purchase 44% (826)Home improvement 26% (485)Refinancing 8% (155)Cash-out refinancing 3% (55)Other purpose 19% (362)
By type
Conventional 88% (1,657)FHA 9% (174)VA 1% (27)USDA 1% (25)
Denial reasons as coded
Share of 753 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Louisiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 504 | 315 | $63m | 23.5% |
| Jefferson Parish | 432 | 263 | $50m | 26.2% |
| St. Tammany Parish | 363 | 231 | $46m | 25.2% |
| Orleans Parish | 444 | 225 | $56m | 33.3% |
| Lafayette Parish | 217 | 143 | $42m | 24.9% |
| Ascension Parish | 162 | 102 | $24m | 21.0% |
| Livingston Parish | 152 | 97 | $16m | 23.2% |
| Terrebonne Parish | 147 | 81 | $16m | 34.1% |
| Tangipahoa Parish | 114 | 72 | $9.5m | 32.7% |
| Lafourche Parish | 76 | 48 | $10m | 28.6% |
| Calcasieu Parish | 57 | 30 | $3.9m | 38.9% |
| St. Mary Parish | 40 | 26 | $2.4m | 22.9% |
| St. Landry Parish | 45 | 25 | $2.3m | 36.6% |
| St. Bernard Parish | 36 | 22 | $3.1m | 29.0% |
| St. John the Baptist Parish | 27 | 16 | $2.5m | — |
| St. Martin Parish | 25 | 16 | $1.9m | — |
| St. Charles Parish | 28 | 15 | $2.0m | 40.0% |
| Washington Parish | 29 | 11 | $1.3m | 42.3% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Hancock Whitney Bank originate in Louisiana in 2024?
1,883 loans totalling $374m, from 3,136 applications reported for properties in Louisiana.
What is Hancock Whitney Bank's denial rate in Louisiana?
27.3% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 26.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Louisiana counties does Hancock Whitney Bank lend in most?
By originations: East Baton Rouge Parish (315), Jefferson Parish (263), St. Tammany Parish (231), Orleans Parish (225), Lafayette Parish (143).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.