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Fifth Third Bank, National Association in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI QFROUN1UWUYU0DVIWD51
Reporting agency Office of the Comptroller of the Currency
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, Fifth Third Bank, National Association reported 6,642 applications and 3,823 originations for 2024, $543m in all.

Its denial rate in the state was 31.2%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 32.7%.

The median rate spread on its Indiana originations was 1.0 percentage points (state median 0.5).

Applications in the state were up 10% on 2023.

6,642applications in IN, 202411.8% of the lender's total
3,823loans originated$543m
31.2%denial rateIN all lenders 21.5%
1.0 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersFifth Third Bank, National Association, all statesUnited States
Denial rate31.2%21.5%32.7%24.3%
Median rate spread, pp1.00.50.80.3
Originations with spread of 1.5 pp or more36.5%15.8%30.8%15.6%
Average originated loan$142k$216k$204k$329k
Home purchase share27.5%53.1%30.6%57.0%
FHA-insured share5.1%14.5%3.2%13.4%
VA-guaranteed share1.2%6.0%0.8%7.9%

Trend by year

ApplicationsOriginations

04,9519,9022022: 9,902 Applications2023: 6,046 Applications2024: 6,642 Applications2022: 6,327 Originations2023: 3,639 Originations2024: 3,823 Originations202220232024
Fifth Third Bank, National Association in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%15.6%31.2%2022: 24% This lender in state2023: 28.5% This lender in state2024: 31.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 27% (1,051)Home improvement 28% (1,055)Refinancing 20% (771)Cash-out refinancing 6% (226)Other purpose 19% (720)

By type

Conventional 93% (3,570)FHA 5% (195)VA 1% (47)USDA 0% (11)

Denial reasons as coded

Credit history42.9%
Debt-to-income ratio20%
Other15.3%
Collateral13.8%
Credit application incomplete5%
Unverifiable information1.7%
Employment history1.2%
Insufficient cash (downpayment, closing costs)0.2%
Mortgage insurance denied0%

Share of 1,784 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County894439$68m38.4%
Allen County550360$59m21.5%
Hamilton County398245$64m24.5%
Lake County421242$30m33.8%
Vanderburgh County281169$20m30.2%
Johnson County266150$20m31.7%
Porter County226148$25m26.0%
Vigo County226138$12m29.1%
LaPorte County194119$16m29.5%
Clark County16584$11m36.5%
Hendricks County14981$11m36.2%
Shelby County11571$7.5m29.9%
Hancock County11970$9.0m30.1%
Monroe County12767$8.9m33.0%
Dearborn County11166$8.3m32.7%
St. Joseph County13264$8.6m41.4%
Bartholomew County11163$8.8m32.0%
Dubois County8663$9.8m19.0%
Floyd County9257$7.9m27.8%
Tippecanoe County10655$8.2m33.3%
Adams County7451$4.8m23.9%
Posey County7151$4.2m20.3%
Warrick County8147$7.2m25.4%
Elkhart County8246$5.2m36.0%
Decatur County6544$3.4m24.6%
Gibson County8643$3.7m38.4%
Morgan County7840$6.1m39.4%
Sullivan County7839$2.1m38.5%
Boone County7238$17m26.8%
Jasper County6538$4.0m29.1%
Parke County4729$2.2m31.0%
Fayette County5228$2.3m36.4%
DeKalb County3728$3.7m3.4%
Steuben County5027$5.3m28.2%
Ripley County4627$3.4m32.5%
Brown County5126$3.4m36.6%
Madison County4526$3.0m29.7%
Vermillion County3723$1.2m32.4%
Clay County4622$2.1m45.0%
Perry County3922$2.0m28.1%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Fifth Third Bank, National Association originate in Indiana in 2024?

3,823 loans totalling $543m, from 6,642 applications reported for properties in Indiana.

What is Fifth Third Bank, National Association's denial rate in Indiana?

31.2% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 32.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Fifth Third Bank, National Association lend in most?

By originations: Marion County (439), Allen County (360), Hamilton County (245), Lake County (242), Vanderburgh County (169).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.