Lenders › Wesbanco Bank, Inc. › Ohio
Wesbanco Bank, Inc. in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Wesbanco Bank, Inc.'s 2024 HMDA record for Ohio covers 2,007 applications, 1,385 of them originated, worth $440m.
Its denial rate in the state was 18.3%, below the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 20.6%.
The median rate spread on its Ohio originations was -0.4 percentage points (state median 0.5).
Applications in the state were down 10% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Wesbanco Bank, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 18.3% | 23.5% | 20.6% | 24.3% |
| Median rate spread, pp | -0.4 | 0.5 | -0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.3% | 17.7% | 1.8% | 15.6% |
| Average originated loan | $318k | $218k | $308k | $329k |
| Home purchase share | 34.4% | 51.7% | 38.6% | 57.0% |
| FHA-insured share | 4.9% | 12.3% | 7.5% | 13.4% |
| VA-guaranteed share | 0.7% | 5.9% | 1.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 34% (477)Home improvement 29% (398)Refinancing 8% (109)Cash-out refinancing 4% (52)Other purpose 25% (349)
By type
Conventional 94% (1,300)FHA 5% (68)VA 1% (10)USDA 1% (7)
Denial reasons as coded
Share of 325 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Franklin County | 363 | 252 | $192m | 14.4% |
| Hamilton County | 224 | 146 | $30m | 21.6% |
| Belmont County | 163 | 117 | $16m | 16.1% |
| Clark County | 113 | 77 | $9.7m | 20.0% |
| Delaware County | 66 | 55 | $20m | 5.0% |
| Montgomery County | 77 | 50 | $11m | 16.7% |
| Jackson County | 65 | 49 | $5.6m | 18.3% |
| Butler County | 75 | 47 | $14m | 27.3% |
| Lawrence County | 62 | 44 | $6.4m | 19.6% |
| Fairfield County | 63 | 43 | $6.0m | 16.4% |
| Warren County | 60 | 42 | $16m | 16.1% |
| Scioto County | 56 | 41 | $5.1m | 16.3% |
| Ross County | 55 | 39 | $4.8m | 22.0% |
| Jefferson County | 58 | 37 | $5.6m | 25.5% |
| Clermont County | 40 | 32 | $8.0m | 10.5% |
| Washington County | 43 | 29 | $4.9m | 17.1% |
| Guernsey County | 40 | 29 | $4.2m | 15.4% |
| Licking County | 43 | 27 | $39m | 30.0% |
| Pickaway County | 37 | 26 | $4.2m | 18.2% |
| Greene County | 34 | 23 | $4.2m | 25.0% |
| Gallia County | 25 | 15 | $1.9m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Wesbanco Bank, Inc. originate in Ohio in 2024?
1,385 loans totalling $440m, from 2,007 applications reported for properties in Ohio.
What is Wesbanco Bank, Inc.'s denial rate in Ohio?
18.3% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 20.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Wesbanco Bank, Inc. lend in most?
By originations: Franklin County (252), Hamilton County (146), Belmont County (117), Clark County (77), Delaware County (55).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.