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Broadway National Bank in Texas

HMDA record for properties in Texas, calendar year 2024. National record · Texas overview

LEI RA4FKR1AA05ZK88M8034
Reporting agency Office of the Comptroller of the Currency
State Texas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Broadway National Bank's 2024 HMDA record for Texas covers 744 applications, 364 of them originated, worth $278m.

Its denial rate in the state was 34.8%, above the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 34.8%.

Applications in the state were down 13% on 2023.

744applications in TX, 202497.1% of the lender's total
364loans originated$278m
34.8%denial rateTX all lenders 26.0%
—median rate spreadTX 0.2 pp

Compared with the state and the lender's national record

MeasureIn TexasTexas, all lendersBroadway National Bank, all statesUnited States
Denial rate34.8%26.0%34.8%24.3%
Median rate spread, pp—0.2—0.3
Originations with spread of 1.5 pp or more—11.8%—15.6%
Average originated loan$763k$350k$771k$329k
Home purchase share41.8%72.8%43.5%57.0%
FHA-insured share0.0%19.8%0.0%13.4%
VA-guaranteed share0.5%10.4%0.5%7.9%

Trend by year

ApplicationsOriginations

0473.59472022: 947 Applications2023: 856 Applications2024: 744 Applications2022: 534 Originations2023: 473 Originations2024: 364 Originations202220232024
Broadway National Bank in Texas: applications and originations, 2022–2024

This lender in stateTexas, all lenders

0%17.4%34.8%2022: 26.6% This lender in state2023: 28.6% This lender in state2024: 34.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Texas

By purpose

Home purchase 42% (152)Home improvement 13% (49)Refinancing 12% (43)Cash-out refinancing 15% (55)Other purpose 18% (65)

By type

Conventional 99% (362)VA 1% (2)

Denial reasons as coded

Other30.6%
Debt-to-income ratio29.6%
Credit history25.5%
Collateral7.7%
Insufficient cash (downpayment, closing costs)3.6%
Employment history1.5%
Unverifiable information1%
Credit application incomplete0.5%
Mortgage insurance denied0%

Share of 196 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Texas

CountyApplicationsOriginationsAmountDenial rate
Bexar County375166$102m40.9%
Hays County5625$8.7m32.4%
Comal County5224$12m36.8%
Travis County4124$17m17.2%
Guadalupe County3721$3.1m38.2%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Broadway National Bank originate in Texas in 2024?

364 loans totalling $278m, from 744 applications reported for properties in Texas.

What is Broadway National Bank's denial rate in Texas?

34.8% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 34.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Texas counties does Broadway National Bank lend in most?

By originations: Bexar County (166), Hays County (25), Comal County (24), Travis County (24), Guadalupe County (21).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.