Name of the lender

Pennymac Loan Services LLC in ArkansasMortgage rates, total loan costs and denial rate for homes in Arkansas, 2025

HMDA year2025

StateArkansas

Head office: Westlake Village, CA
Reporting agency: Consumer Financial Protection Bureau (CFPB)
Legal Entity Identifier (LEI)

All states of this lender

Pennymac Loan Services LLC reported 2,076 applications for homes in Arkansas in the HMDA data of 2025.

It originated 947 loans in the state in 2025, for $192 million in total.

The median interest rate of these loans in 2025 was 5.990%, and the median of all lenders in Arkansas was 6.490%.

The median total loan costs in 2025 were $6,191, and the state median was $5,060.

It denied 20.3% of the applications that it decided in the state in 2025, and the state denial rate was 23.1%.

Filed figures of Pennymac Loan Services LLC in Arkansas, 2025
Figure	In AR	Lender, all states	AR, all lenders
Applications	2,076	193,807	116,991
Loans originated	947	100,816	66,490
Median interest rate	5.990%	6.125%	6.490%
Median total loan costs	$6,191	$7,906	$5,060
Denial rate	20.3%	18.5%	23.1%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in AR

Pricing medians of Pennymac Loan Services LLC in Arkansas, 2025Each value has the median of all lenders in Arkansas under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in AR	602	5.990%AR 6.490%	$6,191AR $5,060	$2,850AR $2,022	$2,712AR $1,890	$1,095AR $374	0.002AR 0.240

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.002 percentage points above the average prime offer rate. On a loan of $300,000, that is about $6 more a year, or $1 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Arkansas by the action taken
Action taken	Records	Share
1Loan originated	947	16.8%
2Application approved but not accepted	62	1.1%
3Application denied	257	4.6%
4Application withdrawn by applicant	182	3.2%
5File closed for incompleteness	628	11.2%
6Purchased loan	3,556	63.1%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Arkansas by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	911	478	17.9%
FHA-insured	721	287	24.6%
VA-guaranteed	403	174	16.9%
USDA Rural Housing Service or Farm Service Agency guaranteed	41	8	n/a

Counties in Arkansas

Counties of Pennymac Loan Services LLC in Arkansas with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Baxter County	30	17	$3.0 million	n/a
Benton County	313	157	$43.3 million	16.6%
Cleburne County	25	10	$2.0 million	n/a
Craighead County	95	41	$7.0 million	12.5%
Crawford County	26	13	$2.3 million	n/a
Crittenden County	44	13	$2.5 million	n/a
Faulkner County	129	62	$15.0 million	19.8%
Garland County	60	30	$4.4 million	22.5%
Greene County	42	18	$2.9 million	24.0%
Jefferson County	46	15	$1.6 million	n/a
Lonoke County	86	46	$7.5 million	15.3%
Mississippi County	33	9	$1.2 million	n/a
Pope County	27	11	$1.4 million	n/a
Pulaski County	285	135	$27.6 million	13.9%
Saline County	130	72	$16.2 million	16.9%
Sebastian County	53	20	$3.2 million	29.0%
Washington County	143	61	$13.4 million	23.5%
White County	46	22	$3.7 million	12.0%

Figures by year

Pennymac Loan Services LLC in Arkansas by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	2,076	947	$192 million	5.990%	$6,191	20.3%
2024	1,372	651	$149 million	n/a	n/a	19.6%
2023	852	384	$69.3 million	n/a	n/a	24.8%
2022	1,406	614	$122 million	n/a	n/a	20.9%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Pennymac Loan Services LLC in Arkansas: mortgage rates, 2025", https://lenderregister.com/lender/rvdpppghcgz40j4vq731-pennymac-loan-services-llc/ar/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Arkansas. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Pennymac Loan Services LLC were in Arkansas in 2025?: 947 of its loans originated, out of 100,816 in all states. That is 0.9%.
In which counties of Arkansas did Pennymac Loan Services LLC originate the most loans in 2025?: The three with the most loans were Benton County (157), Pulaski County (135) and Saline County (72).
Which loan types did Pennymac Loan Services LLC originate in Arkansas in 2025?: 478 conventional, 287 FHA, 174 VA and 8 USDA.
How did the applications of Pennymac Loan Services LLC in Arkansas change from 2022 to 2025?: It reported 1,406 applications in 2022 and 2,076 in 2025.