Lenders › Pennymac Loan Services LLC › Indiana
Pennymac Loan Services LLC in Indiana
HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Indiana, Pennymac Loan Services LLC reported 2,115 applications and 972 originations for 2024, $221m in all.
Its denial rate in the state was 20.8%, close to the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 20.6%.
The median rate spread on its Indiana originations was 0.2 percentage points (state median 0.5).
Applications in the state were up 37% on 2023.
Compared with the state and the lender's national record
| Measure | In Indiana | Indiana, all lenders | Pennymac Loan Services LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 20.8% | 21.5% | 20.6% | 24.3% |
| Median rate spread, pp | 0.2 | 0.5 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 11.2% | 15.8% | 20.4% | 15.6% |
| Average originated loan | $227k | $216k | $337k | $329k |
| Home purchase share | 20.6% | 53.1% | 41.8% | 57.0% |
| FHA-insured share | 45.9% | 14.5% | 22.4% | 13.4% |
| VA-guaranteed share | 29.4% | 6.0% | 22.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIndiana, all lenders
Loan purpose and loan type in Indiana
By purpose
Home purchase 21% (200)Refinancing 42% (412)Cash-out refinancing 27% (262)Other purpose 10% (98)
By type
Conventional 25% (239)FHA 46% (446)VA 29% (286)USDA 0% (1)
Denial reasons as coded
Share of 272 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Indiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Marion County | 246 | 111 | $24m | 24.2% |
| Lake County | 182 | 74 | $15m | 30.0% |
| Hamilton County | 115 | 55 | $17m | 10.3% |
| Allen County | 90 | 45 | $9.4m | 14.8% |
| Hendricks County | 85 | 37 | $12m | 25.5% |
| Clark County | 61 | 37 | $10m | 14.0% |
| Vanderburgh County | 57 | 36 | $7.1m | 7.5% |
| Porter County | 72 | 34 | $8.7m | 7.3% |
| Floyd County | 50 | 33 | $9.2m | 19.0% |
| Johnson County | 59 | 31 | $8.3m | 15.4% |
| Morgan County | 32 | 23 | $5.7m | 11.1% |
| Madison County | 45 | 22 | $4.4m | 7.1% |
| Hancock County | 44 | 19 | $4.8m | — |
| Howard County | 33 | 17 | $3.1m | — |
| St. Joseph County | 51 | 16 | $3.4m | 32.0% |
| Elkhart County | 43 | 16 | $3.0m | — |
| LaPorte County | 33 | 16 | $3.3m | — |
| Tippecanoe County | 45 | 15 | $3.1m | — |
| Monroe County | 30 | 14 | $4.2m | — |
| Delaware County | 34 | 12 | $1.9m | — |
| Lawrence County | 28 | 12 | $2.4m | — |
| Boone County | 25 | 12 | $2.5m | — |
| Bartholomew County | 26 | 11 | $2.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Pennymac Loan Services LLC originate in Indiana in 2024?
972 loans totalling $221m, from 2,115 applications reported for properties in Indiana.
What is Pennymac Loan Services LLC's denial rate in Indiana?
20.8% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 20.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Indiana counties does Pennymac Loan Services LLC lend in most?
By originations: Marion County (111), Lake County (74), Hamilton County (55), Allen County (45), Hendricks County (37).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.