Lenders › Pennymac Loan Services LLC › Louisiana
Pennymac Loan Services LLC in Louisiana
HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Louisiana, Pennymac Loan Services LLC reported 1,353 applications and 536 originations for 2024, $135m in all.
Its denial rate in the state was 25.9%, below the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 20.6%.
The median rate spread on its Louisiana originations was 0.1 percentage points (state median 0.4).
Applications in the state were up 17% on 2023.
Compared with the state and the lender's national record
| Measure | In Louisiana | Louisiana, all lenders | Pennymac Loan Services LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 25.9% | 30.2% | 20.6% | 24.3% |
| Median rate spread, pp | 0.1 | 0.4 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 11.2% | 17.0% | 20.4% | 15.6% |
| Average originated loan | $251k | $234k | $337k | $329k |
| Home purchase share | 31.7% | 63.7% | 41.8% | 57.0% |
| FHA-insured share | 38.4% | 20.7% | 22.4% | 13.4% |
| VA-guaranteed share | 34.5% | 9.3% | 22.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateLouisiana, all lenders
Loan purpose and loan type in Louisiana
By purpose
Home purchase 32% (170)Refinancing 48% (257)Cash-out refinancing 11% (58)Other purpose 10% (51)
By type
Conventional 27% (145)FHA 38% (206)VA 35% (185)
Denial reasons as coded
Share of 203 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Louisiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 154 | 58 | $14m | 31.9% |
| Lafayette Parish | 98 | 49 | $13m | 18.8% |
| East Baton Rouge Parish | 113 | 45 | $12m | 29.4% |
| Jefferson Parish | 109 | 44 | $11m | 24.6% |
| Orleans Parish | 87 | 32 | $11m | 37.3% |
| Bossier Parish | 74 | 29 | $8.3m | 21.1% |
| Ascension Parish | 57 | 27 | $7.1m | 9.4% |
| Livingston Parish | 59 | 20 | $4.4m | 20.7% |
| Tangipahoa Parish | 56 | 20 | $4.3m | 23.1% |
| Caddo Parish | 50 | 20 | $4.8m | 21.4% |
| Calcasieu Parish | 52 | 18 | $3.6m | 32.1% |
| Ouachita Parish | 42 | 15 | $3.7m | — |
| St. Charles Parish | 25 | 15 | $3.7m | — |
| Rapides Parish | 33 | 14 | $3.2m | — |
| Lafourche Parish | 25 | 13 | $2.9m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Pennymac Loan Services LLC originate in Louisiana in 2024?
536 loans totalling $135m, from 1,353 applications reported for properties in Louisiana.
What is Pennymac Loan Services LLC's denial rate in Louisiana?
25.9% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 20.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Louisiana counties does Pennymac Loan Services LLC lend in most?
By originations: St. Tammany Parish (58), Lafayette Parish (49), East Baton Rouge Parish (45), Jefferson Parish (44), Orleans Parish (32).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.