Lenders › Pennymac Loan Services LLC › Maine
Pennymac Loan Services LLC in Maine
HMDA record for properties in Maine, calendar year 2024. National record · Maine overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Pennymac Loan Services LLC's 2024 HMDA record for Maine covers 401 applications, 181 of them originated, worth $48m.
Its denial rate in the state was 23.5%, above the Maine rate of 20.9% across all lenders and compared with the lender's national rate of 20.6%.
The median rate spread on its Maine originations was 0.2 percentage points (state median 0.4).
Applications in the state were up 57% on 2023.
Compared with the state and the lender's national record
| Measure | In Maine | Maine, all lenders | Pennymac Loan Services LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 23.5% | 20.9% | 20.6% | 24.3% |
| Median rate spread, pp | 0.2 | 0.4 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 26.7% | 16.1% | 20.4% | 15.6% |
| Average originated loan | $264k | $263k | $337k | $329k |
| Home purchase share | 23.2% | 49.0% | 41.8% | 57.0% |
| FHA-insured share | 28.7% | 8.7% | 22.4% | 13.4% |
| VA-guaranteed share | 26.0% | 6.3% | 22.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaine, all lenders
Loan purpose and loan type in Maine
By purpose
Home purchase 23% (42)Refinancing 33% (60)Cash-out refinancing 20% (37)Other purpose 23% (42)
By type
Conventional 45% (82)FHA 29% (52)VA 26% (47)
Denial reasons as coded
Share of 58 denials in Maine by first denial reason coded (outlined bar: all lenders in the state).
Counties in Maine
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| York County | 60 | 29 | $7.1m | 21.1% |
| Penobscot County | 59 | 27 | $6.6m | 9.1% |
| Hancock County | 33 | 23 | $7.1m | 11.5% |
| Cumberland County | 56 | 22 | $8.0m | 22.6% |
| Androscoggin County | 52 | 22 | $5.6m | 32.4% |
| Kennebec County | 33 | 18 | $4.7m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Pennymac Loan Services LLC originate in Maine in 2024?
181 loans totalling $48m, from 401 applications reported for properties in Maine.
What is Pennymac Loan Services LLC's denial rate in Maine?
23.5% of decided applications in Maine were denied, against 20.9% for all lenders in the state and 20.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maine counties does Pennymac Loan Services LLC lend in most?
By originations: York County (29), Penobscot County (27), Hancock County (23), Cumberland County (22), Androscoggin County (22).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maine. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.