Pennymac Loan Services LLC reported 2,758 applications for homes in Minnesota in the HMDA data of 2025.
It originated 1,705 loans in the state in 2025, for $643 million in total.
The median interest rate of these loans in 2025 was 6.250%, and the median of all lenders in Minnesota was 6.500%.
The median total loan costs in 2025 were $6,920, and the state median was $5,451.
It denied 13.5% of the applications that it decided in the state in 2025, and the state denial rate was 16.3%.
Filed figures of Pennymac Loan Services LLC in Minnesota, 2025
Figure
In MN
Lender, all states
MN, all lenders
Applications
2,758
193,807
185,012
Loans originated
1,705
100,816
122,789
Median interest rate
6.250%
6.125%
6.500%
Median total loan costs
$6,920
$7,906
$5,451
Denial rate
13.5%
18.5%
16.3%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Pennymac Loan Services LLC in Minnesota, 2025Each value has the median of all lenders in Minnesota under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in MN
1,592
6.250%MN 6.500%
$6,920MN $5,451
$3,235MN $2,443
$2,542MN $2,360
$1,239MN $434
0.055MN 0.175
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.055 percentage points above the average prime offer rate. On a loan of $300,000, that is about $165 more a year, or $14 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Minnesota. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Pennymac Loan Services LLC were in Minnesota in 2025?
1,705 of its loans originated, out of 100,816 in all states. That is 1.7%.
In which counties of Minnesota did Pennymac Loan Services LLC originate the most loans in 2025?
The three with the most loans were Hennepin County (445), Dakota County (166) and Anoka County (149).
Which loan types did Pennymac Loan Services LLC originate in Minnesota in 2025?
1,085 conventional, 343 FHA, 275 VA and 2 USDA.
How did the applications of Pennymac Loan Services LLC in Minnesota change from 2022 to 2025?
It reported 2,888 applications in 2022 and 2,758 in 2025.