Lenders › Pennymac Loan Services LLC › Wisconsin
Pennymac Loan Services LLC in Wisconsin
HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Pennymac Loan Services LLC's 2024 HMDA record for Wisconsin covers 1,595 applications, 849 of them originated, worth $200m.
Its denial rate in the state was 17.2%, close to the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 20.6%.
The median rate spread on its Wisconsin originations was 0.3 percentage points (state median 0.2).
Applications in the state were up 76% on 2023.
Compared with the state and the lender's national record
| Measure | In Wisconsin | Wisconsin, all lenders | Pennymac Loan Services LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.2% | 17.1% | 20.6% | 24.3% |
| Median rate spread, pp | 0.3 | 0.2 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 20.7% | 11.0% | 20.4% | 15.6% |
| Average originated loan | $236k | $223k | $337k | $329k |
| Home purchase share | 25.4% | 46.3% | 41.8% | 57.0% |
| FHA-insured share | 31.0% | 5.6% | 22.4% | 13.4% |
| VA-guaranteed share | 29.4% | 4.3% | 22.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWisconsin, all lenders
Loan purpose and loan type in Wisconsin
By purpose
Home purchase 25% (216)Refinancing 37% (316)Cash-out refinancing 20% (171)Other purpose 17% (146)
By type
Conventional 40% (336)FHA 31% (263)VA 29% (250)
Denial reasons as coded
Share of 186 denials in Wisconsin by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wisconsin
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 241 | 107 | $22m | 21.7% |
| Waukesha County | 96 | 63 | $20m | 17.7% |
| Marathon County | 61 | 44 | $11m | 8.0% |
| Dane County | 75 | 39 | $13m | 20.4% |
| Winnebago County | 60 | 37 | $8.7m | 13.3% |
| Outagamie County | 71 | 36 | $8.5m | 22.9% |
| Kenosha County | 63 | 34 | $6.3m | 12.5% |
| Brown County | 63 | 28 | $5.7m | 22.2% |
| Racine County | 54 | 28 | $6.5m | 15.4% |
| St. Croix County | 40 | 27 | $8.4m | 0.0% |
| Rock County | 42 | 23 | $5.2m | 11.1% |
| Sheboygan County | 39 | 23 | $3.6m | 11.1% |
| Polk County | 32 | 19 | $4.2m | — |
| Washington County | 35 | 17 | $4.2m | — |
| Fond du Lac County | 26 | 17 | $3.2m | — |
| Calumet County | 27 | 14 | $4.0m | — |
| La Crosse County | 25 | 11 | $2.7m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Pennymac Loan Services LLC originate in Wisconsin in 2024?
849 loans totalling $200m, from 1,595 applications reported for properties in Wisconsin.
What is Pennymac Loan Services LLC's denial rate in Wisconsin?
17.2% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 20.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wisconsin counties does Pennymac Loan Services LLC lend in most?
By originations: Milwaukee County (107), Waukesha County (63), Marathon County (44), Dane County (39), Winnebago County (37).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.