Lenders › Flagstar Bank NA › Nebraska
Flagstar Bank NA in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nebraska, Flagstar Bank NA reported 169 applications and 121 originations for 2024, $31m in all.
Its denial rate in the state was 15.3%, close to the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 29.4%.
The median rate spread on its Nebraska originations was 0.4 percentage points (state median 0.3).
Applications in the state were down 11% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | Flagstar Bank NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 15.3% | 17.2% | 29.4% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 12.4% | 13.8% | 12.8% | 15.6% |
| Average originated loan | $258k | $231k | $303k | $329k |
| Home purchase share | 72.7% | 59.8% | 68.2% | 57.0% |
| FHA-insured share | 20.7% | 10.4% | 22.2% | 13.4% |
| VA-guaranteed share | 5.8% | 8.7% | 7.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 73% (88)Refinancing 6% (7)Cash-out refinancing 21% (25)Other purpose 1% (1)
By type
Conventional 72% (87)FHA 21% (25)VA 6% (7)USDA 2% (2)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Douglas County | 86 | 64 | $20m | 13.3% |
| Sarpy County | 28 | 20 | $4.4m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Flagstar Bank NA originate in Nebraska in 2024?
121 loans totalling $31m, from 169 applications reported for properties in Nebraska.
What is Flagstar Bank NA's denial rate in Nebraska?
15.3% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 29.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does Flagstar Bank NA lend in most?
By originations: Douglas County (64), Sarpy County (20).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.