Lenders › M&T Bank › District of Columbia
M&T Bank in District of Columbia
HMDA record for properties in District of Columbia, calendar year 2024. National record · District of Columbia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In District of Columbia, M&T Bank reported 203 applications and 121 originations for 2024, $87m in all.
Its denial rate in the state was 28.6%, above the District of Columbia rate of 25.1% across all lenders and compared with the lender's national rate of 34.1%.
The median rate spread on its District of Columbia originations was -0.1 percentage points (state median 0.1).
Applications in the state were up 69% on 2023.
Compared with the state and the lender's national record
| Measure | In District of Columbia | District of Columbia, all lenders | M&T Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 28.6% | 25.1% | 34.1% | 24.3% |
| Median rate spread, pp | -0.1 | 0.1 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 12.1% | 10.2% | 30.2% | 15.6% |
| Average originated loan | $723k | $707k | $259k | $329k |
| Home purchase share | 64.5% | 65.0% | 33.4% | 57.0% |
| FHA-insured share | 1.7% | 5.1% | 6.8% | 13.4% |
| VA-guaranteed share | 2.5% | 5.5% | 2.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateDistrict of Columbia, all lenders
Loan purpose and loan type in District of Columbia
By purpose
Home purchase 64% (78)Home improvement 10% (12)Refinancing 17% (21)Cash-out refinancing 1% (1)Other purpose 7% (9)
By type
Conventional 96% (116)FHA 2% (2)VA 2% (3)
Denial reasons as coded
Share of 50 denials in District of Columbia by first denial reason coded (outlined bar: all lenders in the state).
Counties in District of Columbia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| District of Columbia | 203 | 121 | $87m | 28.6% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did M&T Bank originate in District of Columbia in 2024?
121 loans totalling $87m, from 203 applications reported for properties in District of Columbia.
What is M&T Bank's denial rate in District of Columbia?
28.6% of decided applications in District of Columbia were denied, against 25.1% for all lenders in the state and 34.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which District of Columbia counties does M&T Bank lend in most?
By originations: District of Columbia (121).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in District of Columbia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.