Lenders › M&T Bank › New Hampshire
M&T Bank in New Hampshire
HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
M&T Bank's 2024 HMDA record for New Hampshire covers 432 applications, 267 of them originated, worth $76m.
Its denial rate in the state was 31.0%, above the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 34.1%.
The median rate spread on its New Hampshire originations was 0.5 percentage points (state median 0.4).
Applications in the state were up 7% on 2023.
Compared with the state and the lender's national record
| Measure | In New Hampshire | New Hampshire, all lenders | M&T Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 31.0% | 22.8% | 34.1% | 24.3% |
| Median rate spread, pp | 0.5 | 0.4 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 16.3% | 15.9% | 30.2% | 15.6% |
| Average originated loan | $284k | $320k | $259k | $329k |
| Home purchase share | 25.1% | 46.9% | 33.4% | 57.0% |
| FHA-insured share | 2.2% | 7.2% | 6.8% | 13.4% |
| VA-guaranteed share | 0.4% | 5.7% | 2.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNew Hampshire, all lenders
Loan purpose and loan type in New Hampshire
By purpose
Home purchase 25% (67)Home improvement 29% (78)Refinancing 22% (59)Cash-out refinancing 10% (28)Other purpose 13% (35)
By type
Conventional 97% (260)FHA 2% (6)VA 0% (1)
Denial reasons as coded
Share of 123 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).
Counties in New Hampshire
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Rockingham County | 156 | 93 | $25m | 31.0% |
| Hillsborough County | 82 | 55 | $14m | 26.3% |
| Cheshire County | 69 | 44 | $7.3m | 29.0% |
| Strafford County | 37 | 19 | $5.5m | 45.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did M&T Bank originate in New Hampshire in 2024?
267 loans totalling $76m, from 432 applications reported for properties in New Hampshire.
What is M&T Bank's denial rate in New Hampshire?
31.0% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 34.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which New Hampshire counties does M&T Bank lend in most?
By originations: Rockingham County (93), Hillsborough County (55), Cheshire County (44), Strafford County (19).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.