Lenders › M&T Bank › South Carolina
M&T Bank in South Carolina
HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
M&T Bank's 2024 HMDA record for South Carolina covers 104 applications, 67 of them originated, worth $26m.
Its denial rate in the state was 11.8%, below the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 34.1%.
The median rate spread on its South Carolina originations was 0.2 percentage points (state median 0.3).
Applications in the state were down 17% on 2023.
Compared with the state and the lender's national record
| Measure | In South Carolina | South Carolina, all lenders | M&T Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 11.8% | 25.2% | 34.1% | 24.3% |
| Median rate spread, pp | 0.2 | 0.3 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 3.5% | 15.5% | 30.2% | 15.6% |
| Average originated loan | $386k | $296k | $259k | $329k |
| Home purchase share | 58.2% | 62.8% | 33.4% | 57.0% |
| FHA-insured share | 17.9% | 16.5% | 6.8% | 13.4% |
| VA-guaranteed share | 14.9% | 12.9% | 2.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateSouth Carolina, all lenders
Loan purpose and loan type in South Carolina
By purpose
Home purchase 58% (39)Home improvement 1% (1)Refinancing 6% (4)Cash-out refinancing 27% (18)Other purpose 7% (5)
By type
Conventional 67% (45)FHA 18% (12)VA 15% (10)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in South Carolina
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did M&T Bank originate in South Carolina in 2024?
67 loans totalling $26m, from 104 applications reported for properties in South Carolina.
What is M&T Bank's denial rate in South Carolina?
11.8% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 34.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which South Carolina counties does M&T Bank lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.