Lender Register
HMDA year on file2025
Name of the lender

Associated Bank NA in MissouriMortgage rates, total loan costs and denial rate for homes in Missouri, 2025

HMDA year2025
Head office
Green Bay, WI
Reporting agency
Consumer Financial Protection Bureau (CFPB)
Legal Entity Identifier (LEI)

Associated Bank NA reported 184 applications for homes in Missouri in the HMDA data of 2025.

It originated 100 loans in the state in 2025, for $64.1 million in total.

The median interest rate of these loans in 2025 was 5.875%, and the median of all lenders in Missouri was 6.500%.

The median total loan costs in 2025 were $4,973, and the state median was $4,268.

It denied 36.4% of the applications that it decided in the state in 2025, and the state denial rate was 18.7%.

Filed figures of Associated Bank NA in Missouri, 2025
FigureIn MOLender, all statesMO, all lenders
Applications18410,488234,238
Loans originated1006,805146,780
Median interest rate5.875%6.375%6.500%
Median total loan costs$4,973$2,638$4,268
Denial rate36.4%27.2%18.7%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in MO

Pricing medians of Associated Bank NA in Missouri, 2025Each value has the median of all lenders in Missouri under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in MO765.875%MO 6.500%$4,973MO $4,268$900MO $1,501n/aMO $1,600$32MO $500−0.059MO 0.284

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.059 percentage points below the average prime offer rate. On a loan of $300,000, that is about $177 less a year, or $15 less a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Missouri by the action taken
Action takenRecordsShare
1Loan originated10054.1%
2Application approved but not accepted31.6%
3Application denied5931.9%
4Application withdrawn by applicant179.2%
5File closed for incompleteness52.7%
6Purchased loan10.5%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in Missouri by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional1749536.8%
FHA-insured105n/a

Counties in Missouri

Counties of Associated Bank NA in Missouri with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
St. Charles County6636$27.1 million38.3%
St. Louis County8651$32.5 million31.2%

Figures by year

Associated Bank NA in Missouri by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025184100$64.1 million5.875%$4,97336.4%
2024192117$94.0 millionn/an/a32.6%
202315781$50.2 millionn/an/a40.1%
2022439307$211 millionn/an/a22.1%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Associated Bank NA in Missouri: mortgage rates, 2025", https://lenderregister.com/lender/zf85qs7oxkpbg52r7n18-associated-bank-na/mo/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Missouri. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Associated Bank NA were in Missouri in 2025?
100 of its loans originated, out of 6,805 in all states. That is 1.5%.
In which counties of Missouri did Associated Bank NA originate the most loans in 2025?
The three with the most loans were St. Louis County (51) and St. Charles County (36).
Which loan types did Associated Bank NA originate in Missouri in 2025?
95 conventional and 5 FHA.
How did the applications of Associated Bank NA in Missouri change from 2022 to 2025?
It reported 439 applications in 2022 and 184 in 2025.