Name of the lender

Tri Pointe Connect, LLC in CaliforniaMortgage rates, total loan costs and denial rate for homes in California, 2025

HMDA year2025

StateCalifornia

Head office: Scottsdale, AZ
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

Tri Pointe Connect, LLC reported 917 applications for homes in California in the HMDA data of 2025.

It originated 709 loans in the state in 2025, for $416 million in total.

The median interest rate of these loans in 2025 was 5.990%, and the median of all lenders in California was 6.375%.

The median total loan costs in 2025 were $7,248, and the state median was $8,053.

It denied 3.6% of the applications that it decided in the state in 2025, and the state denial rate was 22.4%.

Filed figures of Tri Pointe Connect, LLC in California, 2025
Figure	In CA	Lender, all states	CA, all lenders
Applications	917	3,566	1,018,191
Loans originated	709	2,788	572,268
Median interest rate	5.990%	6.125%	6.375%
Median total loan costs	$7,248	$7,255	$8,053
Denial rate	3.6%	2.8%	22.4%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in CA

Pricing medians of Tri Pointe Connect, LLC in California, 2025Each value has the median of all lenders in California under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in CA	709	5.990%CA 6.375%	$7,248CA $8,053	$1,490CA $2,357	$14,491CA $3,758	$168CA $1,535	−0.252CA 0.082

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.252 percentage points below the average prime offer rate. On a loan of $300,000, that is about $756 less a year, or $63 less a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in California by the action taken
Action taken	Records	Share
1Loan originated	709	77.3%
2Application approved but not accepted	112	12.2%
3Application denied	31	3.4%
4Application withdrawn by applicant	60	6.5%
5File closed for incompleteness	5	0.5%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in California by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	663	520	2.9%
FHA-insured	143	107	6.9%
VA-guaranteed	111	82	3.8%

Counties in California

Counties of Tri Pointe Connect, LLC in California with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Los Angeles County	51	43	$32.5 million	4.1%
Placer County	103	82	$47.5 million	2.0%
Riverside County	308	239	$108 million	3.8%
Sacramento County	86	69	$37.0 million	4.8%
San Bernardino County	55	45	$22.8 million	2.0%
San Diego County	96	72	$50.9 million	4.3%
San Joaquin County	50	40	$28.0 million	6.7%
Solano County	83	54	$39.2 million	5.6%

Figures by year

Tri Pointe Connect, LLC in California by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	917	709	$416 million	5.990%	$7,248	3.6%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Tri Pointe Connect, LLC in California: mortgage rates, 2025", https://lenderregister.com/lender/254900yz174h294jw398-tri-pointe-connect-llc/ca/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in California. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Tri Pointe Connect, LLC were in California in 2025?: 709 of its loans originated, out of 2,788 in all states. That is 25.4%.
In which counties of California did Tri Pointe Connect, LLC originate the most loans in 2025?: The three with the most loans were Riverside County (239), Placer County (82) and San Diego County (72).
Which loan types did Tri Pointe Connect, LLC originate in California in 2025?: 520 conventional, 107 FHA and 82 VA.
What share of the applications in California did Tri Pointe Connect, LLC report in 2025?: 0.1%: 917 out of 1,018,191 applications of all lenders in the state.