Name of the lender

Tri Pointe Connect, LLCMortgage rates, total loan costs and denial rate, 2025

HMDA year2025

Years filed2025

Head office: Scottsdale, AZ
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Figures by state (CSV)

Tri Pointe Connect, LLC reported 3,566 mortgage applications in the HMDA data of 2025.

It originated 2,788 loans in 2025, for $1.5 billion in total.

The median interest rate of its loans in 2025 was 6.125%, and the national median was 6.375%.

The median total loan costs of its loans in 2025 were $7,255, and the national median was $6,413.

It denied 2.8% of the applications that it decided in 2025, and the national denial rate was 22.6%.

Filed figures of Tri Pointe Connect, LLC, 2025
Figure	This lender	United States
Applications	3,566Under 0.1% of the US total	11,766,671
Loans originated	2,788$1.5 billion	6,827,891
Median interest rate	6.125%	6.375%
Median total loan costs	$7,255	$6,413
Denial rate	2.8%	22.6%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

Since the last update

No change on record

No tracked figure of this lender has changed since this site started its record. The record compares each update of the HMDA data with the update before it. The record of updates.

PricingMedians of 2025 loans

Interest rate and total loan costs of Tri Pointe Connect, LLC by loan type, 2025Medians. Each value has the national median of the same loan type under it.
Loan type	Loans in the medians	Interest rate	Total loan costs	Rate spread, points
All loans	2,788	6.125%US 6.375%	$7,255US $6,413	−0.117US 0.161
Conventional	2,293	6.375%US 6.500%	$7,062US $5,393	−0.073US 0.175
FHA-insured	250	5.750%US 6.250%	$15,087US $11,084	−0.031US 0.432
VA-guaranteed	245	5.875%US 6.000%	$9,070US $6,088	−0.597US −0.422

Interest rate and total loan costs of Tri Pointe Connect, LLC by loan purpose, 2025Medians, with the national median under each value.
Loan purpose	Loans in the medians	Interest rate	Total loan costs	Rate spread, points
Home purchase	2,787	6.125%US 6.500%	$7,255US $6,632	−0.117US 0.169

Parts of the total loan costs of Tri Pointe Connect, LLC by loan type, 2025Medians, with the national median under each value.
Loan type	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits
All loans	$1,490US $2,062	$9,540US $2,823	$66US $567
Conventional	$1,490US $1,981	$9,058US $2,588	$75US $604
FHA-insured	$1,490US $2,831	$12,261US $3,270	$44US $567
VA-guaranteed	$1,490US $1,729	$11,526US $3,300	$25US $472

The median rate spread of these loans was 0.117 percentage points below the average prime offer rate (APOR). On a loan of $300,000, that is about $351 less a year, or $29 less a month. The national median spread was 0.161 points.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different. What a rate spread is.

Median interest rate by year: Tri Pointe Connect, LLC and the United States

Tri Pointe Connect, LLCUnited States

Action takenHMDA codes and labels

Records of Tri Pointe Connect, LLC by the action taken, 2025
Action taken	Records	Share of records	US share
1Loan originated	2,788	78.2%	50.4%
2Application approved but not accepted	482	13.5%	3.1%
3Application denied	95	2.7%	15.6%
4Application withdrawn by applicant	191	5.4%	12.6%
5File closed for incompleteness	10	0.3%	5.1%
6Purchased loan	0	0.0%	11.7%
7Preapproval request denied	0	0.0%	0.4%
8Preapproval request approved but not accepted	0	0.0%	1.1%

The denial rate is code 3 divided by codes 1, 2 and 3: the applications that the lender decided. Codes 4 and 5 are applications with no decision. Code 6 is a loan that the lender bought.

Denial reasonsFirst reason coded

Denials of Tri Pointe Connect, LLC by the first reason that it coded, 2025
Denial reason	Denials	Share	US share
1Debt-to-income ratio	77	81.1%	32.7%
2Employment history	3	3.2%	0.9%
3Credit history	5	5.3%	25.6%
4Collateral	0	0.0%	13.8%
5Insufficient cash (downpayment, closing costs)	0	0.0%	2.3%
6Unverifiable information	3	3.2%	4.2%
7Credit application incomplete	2	2.1%	12.0%
8Mortgage insurance denied	1	1.1%	0.0%
9Other	4	4.2%	8.5%

A lender can code up to four reasons for a denial. This table counts the first reason only.

Loan types and purposesLoans of 2025

Applications of Tri Pointe Connect, LLC by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	2,899	2,293	2.2%US 23.4%
FHA-insured	346	250	7.9%US 21.8%
VA-guaranteed	321	245	2.9%US 16.2%

Applications of Tri Pointe Connect, LLC by loan purpose
Loan purpose	Applications	Loans originated	Share of loans
Home purchase	3,565	2,787	100.0%
Home improvement	0	0	0.0%
Refinancing	1	1	0.0%
Cash-out refinancing	0	0	0.0%
Other purpose	0	0	0.0%

The denial rate of a loan type is the denied applications divided by the decided applications of that type. It is "n/a" under 25 decided applications.

States where it lends9 states with 25 applications or more

Tri Pointe Connect, LLC by state, 2025In order of the names. A state with 100 applications or more links to the lender's page for the state.
State	Applications	Loans originated	Median interest rate	Median total loan costs	Denial rate
Arizona	470	376	6.625%	$7,349	1.1%
California	917	709	5.990%	$7,248	3.6%
Colorado	86	62	5.625%	$4,121	6.6%
Maryland	47	29	6.500%	$6,654	0.0%
Nevada	248	177	6.000%	$7,495	5.2%
North Carolina	326	279	6.375%	$5,725	1.3%
Texas	1,105	869	6.000%	$7,297	2.8%
Virginia	132	96	6.375%	$7,302	3.3%
Washington	215	177	6.250%	$7,295	1.5%

Counties of Tri Pointe Connect, LLC with 50 applications or more, 2025In order of the names. The list has the 25 counties with the most loans of the lender.
County	Applications	Loans originated	Amount	Denial rate
Alexandria city, VA	55	41	$33.4 million	3.8%
Clark County, NV	248	177	$87.2 million	5.2%
Collin County, TX	103	82	$42.7 million	4.0%
Denton County, TX	131	111	$46.3 million	2.3%
Durham County, NC	51	44	$14.6 million	4.0%
Fort Bend County, TX	243	169	$82.8 million	4.4%
Gaston County, NC	54	45	$21.0 million	0.0%
Harris County, TX	126	90	$37.2 million	3.5%
King County, WA	141	114	$85.1 million	0.0%
Los Angeles County, CA	51	43	$32.5 million	4.1%
Loudoun County, VA	59	39	$30.5 million	3.8%
Maricopa County, AZ	365	291	$175 million	0.9%
Mecklenburg County, NC	121	105	$40.1 million	0.9%
Montgomery County, TX	161	129	$57.6 million	1.9%
Pinal County, AZ	105	85	$44.1 million	1.9%
Placer County, CA	103	82	$47.5 million	2.0%
Riverside County, CA	308	239	$108 million	3.8%
Sacramento County, CA	86	69	$37.0 million	4.8%
San Bernardino County, CA	55	45	$22.8 million	2.0%
San Diego County, CA	96	72	$50.9 million	4.3%
San Joaquin County, CA	50	40	$28.0 million	6.7%
Solano County, CA	83	54	$39.2 million	5.6%
Tarrant County, TX	54	48	$21.1 million	1.9%
Wake County, NC	61	52	$19.8 million	0.0%
Williamson County, TX	153	127	$54.1 million	2.1%

Figures by yearHMDA 2022 to 2025

Tri Pointe Connect, LLC by HMDA year"n/a" shows a year with fewer than 25 applications, or a year that this site does not process.
Year	Applications	Loans originated	Median interest rate	Median total loan costs	Denial rate	Records filed
2025	3,566	2,788	6.125%	$7,255	2.8%	3,566
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Records filed is the count on the lender's HMDA transmittal sheet. It includes purchased loans and requests for preapproval.

Denial rate by year: Tri Pointe Connect, LLC and the United States

Tri Pointe Connect, LLCUnited States

VA lender statisticsLoans that VA guaranteed, by month

VA-guaranteed loans of TRI POINTE CONNECT LLC, Sep 2025 to Aug 2026National figures from the Department of Veterans Affairs. VA counts a loan in the month of the guarantee.
Month	All	Purchase
August 2026	19	19
July 2026	22	22
June 2026	19	19
May 2026	19	19
April 2026	16	16
March 2026	13	13
February 2026	4	4
January 2026	1	1
December 2025	0	0
November 2025	0	0
October 2025	0	0
September 2025	0	0

IRRRL is the VA Interest Rate Reduction Refinance Loan. The VA name of the lender is "TRI POINTE CONNECT LLC". Every month.

Peer lenders12 lenders

These lenders originated a count of loans close to the count of this lender, in the same states. The site compares the applications of each lender by state. The list is not a ranking.

American Portfolio Mortgage CorporationPalatine, IL
ClearEdge Lending LLCIrvine, CA
Conventus Lending LLCSan Francisco, CA
Credit Human Federal Credit UnSan Antonio, TX
First National Bank of AmericaEast Lansing, MI
Gardner Financial ServicesSan Antonio, TX
Guidance Residential, LLCReston, VA
Mason-McDuffie Mortgage CorporationSan Ramon, CA
Redwood Credit UnionSanta Rosa, CA
Right Start Mortgage, IncSan Antonio, TX
Southwest Stage Funding LLCChandler, AZ
STG Mortgage IncIrvine, CA

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Tri Pointe Connect, LLC mortgage rates and denial rate, 2025", https://lenderregister.com/lender/254900yz174h294jw398-tri-pointe-connect-llc/
Lender: Tri Pointe Connect, LLC, LEI 254900YZ174H294JW398
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025, snapshot dataset
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. The count of records filed comes from the transmittal sheets of 2025 to 2025. The FFIEC and the CFPB publish them at ffiec.cfpb.gov. The name, the head office and the agency are from the newest transmittal sheet of the LEI. The VA figures are from the VA lender statistics.

This site withholds a figure with fewer than 25 applications and a median with fewer than 20 loans. Method of the figures. Terms. Report an error.

Questions

How many loans did Tri Pointe Connect, LLC buy from other lenders in 2025?: It reported no purchased loans. HMDA counts a purchased loan apart from the applications, so the denial rate does not include it.
Which denial reasons did Tri Pointe Connect, LLC code most often in 2025?: The first reasons that it coded most often were debt-to-income ratio (77), credit history (5) and other (4).
In which states did Tri Pointe Connect, LLC originate the most loans in 2025?: The three states with the most loans were Texas (869), California (709) and Arizona (376). It had 25 applications or more in 9 states.
Which loan types did Tri Pointe Connect, LLC originate in 2025?: 2,293 conventional, 250 FHA and 245 VA.