Name of the lender

Tri Pointe Connect, LLC in North CarolinaMortgage rates, total loan costs and denial rate for homes in North Carolina, 2025

HMDA year2025

StateNorth Carolina

Head office: Scottsdale, AZ
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

Tri Pointe Connect, LLC reported 326 applications for homes in North Carolina in the HMDA data of 2025.

It originated 279 loans in the state in 2025, for $108 million in total.

The median interest rate of these loans in 2025 was 6.375%, and the median of all lenders in North Carolina was 6.250%.

The median total loan costs in 2025 were $5,725, and the state median was $5,696.

It denied 1.3% of the applications that it decided in the state in 2025, and the state denial rate was 22.8%.

Filed figures of Tri Pointe Connect, LLC in North Carolina, 2025
Figure	In NC	Lender, all states	NC, all lenders
Applications	326	3,566	486,376
Loans originated	279	2,788	281,159
Median interest rate	6.375%	6.125%	6.250%
Median total loan costs	$5,725	$7,255	$5,696
Denial rate	1.3%	2.8%	22.8%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in NC

Pricing medians of Tri Pointe Connect, LLC in North Carolina, 2025Each value has the median of all lenders in North Carolina under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in NC	279	6.375%NC 6.250%	$5,725NC $5,696	$1,490NC $2,293	$6,267NC $2,929	$136NC $616	0.033NC 0.065

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.033 percentage points above the average prime offer rate. On a loan of $300,000, that is about $99 more a year, or $8 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in North Carolina by the action taken
Action taken	Records	Share
1Loan originated	279	85.6%
2Application approved but not accepted	30	9.2%
3Application denied	4	1.2%
4Application withdrawn by applicant	11	3.4%
5File closed for incompleteness	2	0.6%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in North Carolina by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	283	244	1.1%
FHA-insured	34	26	3.1%
VA-guaranteed	9	9	n/a

Counties in North Carolina

Counties of Tri Pointe Connect, LLC in North Carolina with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Durham County	51	44	$14.6 million	4.0%
Gaston County	54	45	$21.0 million	0.0%
Mecklenburg County	121	105	$40.1 million	0.9%
Wake County	61	52	$19.8 million	0.0%

Figures by year

Tri Pointe Connect, LLC in North Carolina by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	326	279	$108 million	6.375%	$5,725	1.3%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Tri Pointe Connect, LLC in North Carolina, 2025", https://lenderregister.com/lender/254900yz174h294jw398-tri-pointe-connect-llc/nc/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in North Carolina. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Tri Pointe Connect, LLC were in North Carolina in 2025?: 279 of its loans originated, out of 2,788 in all states. That is 10.0%.
In which counties of North Carolina did Tri Pointe Connect, LLC originate the most loans in 2025?: The three with the most loans were Mecklenburg County (105), Wake County (52) and Gaston County (45).
Which loan types did Tri Pointe Connect, LLC originate in North Carolina in 2025?: 244 conventional, 26 FHA and 9 VA.
What share of the applications in North Carolina did Tri Pointe Connect, LLC report in 2025?: 0.1%: 326 out of 486,376 applications of all lenders in the state.